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Team Molina at Coast Home Loans
Sr Loan Officer

With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Jose and Helen Molina at Summit funding by far provide the best customer service resulting in outstanding results. My FHA Loan was submitted, approved in less than 20 days and closed in less than 30 days. Their knowledge and professionalism...
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Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:37 PM
I'm so pleased to hear about your wonderful experience Patty. Your kind words are truly appreciated, and I'm grateful for your recommendation of Team Molina.
I thought you took a lot of time trying to educate my clients on the process, especially it being their first home. I really appreciated that. I also appreciated Helen for really giving that push at the end when we were dealing with title....
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Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:38 PM
Geneva, I'm grateful for your kind words and the trust you've placed in me. It's important to me to ensure that your clients feel supported and informed throughout the home-buying process. I'm also thankful for Helen's efforts, and I'm pleased...
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Superb attention to a smooth transaction....thank you Team Molina!!!
Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:45 PM
Mel, I'm grateful for your kind words about the smooth transaction. Thank you for choosing Team Molina at Coast Home Loans!
Jose and his team are the best! I would recommend them to all my family and friends. Thank you guys for everything.
Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:45 PM
Faye, thank you so much for your kind words! I'm glad to hear that you had a positive experience with Jose and the team. Your recommendation means a lot to us.
Jose made something that is mystical and rocket science to me (home loans) to something that is simple and pretty much easy to digest information.
Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:45 PM
Ruffy, I'm pleased to hear that Jose was able to simplify the home loan process for you. We appreciate your kind words and are always here to help with any future questions you may have.
Jose did a great job in our recent transaction together. We closed before the schedule close of escrow date and he and his team provided top notch communication throughout the transaction. Great job!
Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:44 PM
David, I'm grateful for your kind words and am pleased to hear that Jose and the team met your expectations. It's wonderful to know that the communication and timely closing contributed positively to your experience. Thank you for choosing...
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Thank you Jose , Helen and Jackie for working with us and making it so easy and great experience !!! We appreciate everything you guys did for us in making our dream come true We will gladly send business to you guys. Once again THANK YOU VERY...
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Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:44 PM
Jaime, I’m so glad to hear that you had a great experience with my team. Your kind words mean a lot to us, and we truly appreciate your willingness to recommend our services. Thank you for choosing us to help make your dream come true!
Fantastic work Team Molina!!! I appreciate your hard work and dedication to your clients!
Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:43 PM
Priscilla, I'm grateful for your kind words and for recognizing our dedication. It's wonderful to hear that you had such a positive experience with Team Molina at Coast Home Loans.
It was around June 2013 when for the first time I have met Mr. Jose Molina, since my wife and I are planning to purchase a house, when Mr. Molina pulled our credit reports he found out that we had a low fico score and was not able to buy a...
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Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:43 PM
Martin, thank you so much for sharing your family's journey with us. I'm truly glad we could assist you and your wife in achieving your dream of homeownership. It was a pleasure working with you through each step of the process, and I appreciate...
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I am very pleased with Jose Molina and his team. They did a excellent job. I had a great experience buying my house.
Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:42 PM
Andres, I'm so glad to hear that you had a great experience with Jose Molina and our team. We truly appreciate your kind words and are grateful we could assist you in buying your home.
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About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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