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Team Molina at Coast Home Loans
Sr Loan Officer

With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Jose Molina and his team over all a great team they made my first time buyer experience wonderful . Jose and his team ran into a small issue with the house I was pitching but managed to take care of it with causing stress on my buying expirance...
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Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:42 PM
Juan, I'm so pleased to hear that you had a wonderful first-time buyer experience with us. It's great to know that we could resolve the issue without adding stress to your journey. Your kind words mean a lot, and I look forward to working with...
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Estoy completamente satisfecho con su servicio muchas gracias excelente trabajo congodoloque eayudaron
Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:42 PM
Salvador, agradezco mucho tus amables palabras. Me alegra saber que estás completamente satisfecho con nuestro servicio. Siempre estamos aquí para ayudarte en lo que necesites.
It was a pleasure working with Molina and his team. They did a excellent job and I really appreciate the time and the experience!!!! We can do it....
Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:42 PM
Juan, I'm glad to hear that you had a positive experience with us. Thank you for your kind words and for appreciating our team's efforts. If you ever need assistance in the future, feel free to reach out.
Jose and summit funding team are great!
Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:41 PM
Thank you, Rosa! I'm glad to hear that you had a great experience with my team. If there's anything else you need, feel free to reach out.
Jose is a great loan officer. I always refer my buyers to him because I want to make sure they get the best service. I can always count on his honesty, integrity and deliverance. Jose you do an AWESOME job!
Reply from Team Molina at Coast Home Loans
August 23rd, 2025 12:13 AM
Perla, thank you so much for your kind words and trust in referring your buyers to Jose. It's wonderful to hear that you value his honesty, integrity, and the quality of service he provides. Your confidence in his ability to support your clients...
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Jose Molina and his team of professionals helped my wife and I get our first home. He made the whole process go smoothly and efficiently so what seemed like very little time we were able to move in and enjoy our new home. I recommend him every...
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Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:41 PM
Warren, I'm so grateful for your kind words about our team. It's wonderful to hear that we could make the process smooth and efficient for you and your wife. Thank you for recommending us to others—it's truly appreciated!
Mr. Jose Molina, the most trusted loan officer I have ever dealt with for many years. I have closed the most complicated transaction and he is thorough, knowledgeable in every aspect of any loan transaction. I will recommend his services and...
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Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:41 PM
Romeo, I appreciate your kind words about my work and the trust you've placed in me over the years. It's great to hear that we could assist you with such a complicated transaction successfully. Thank you for recommending my services.
As a first time homebuyer it was a great experience. They answer and explain everything I needed to know and understand.
Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:40 PM
Somwang, I'm glad to hear that you had a great experience as a first-time homebuyer. It's important to me that all your questions were answered and everything was explained clearly. Thank you for your kind words!
To Jose and all of the Summit Funding Associates, I would like to thank each and every one of you that put your time and hard work into this loan and making it possible for me to own my own home. This is truly a dream that came true for me...
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Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:39 PM
Leticia, I'm so grateful for your kind words and I'm pleased to hear that we could help make your dream of owning a home a reality. It was a wonderful experience working with you, and I appreciate the trust you placed in us. If you ever have...
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He has a exelente costumer services
Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:39 PM
Thank you, Celia, for your kind words about my customer service. I'm glad I could assist you, and I appreciate your feedback!
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About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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