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Team Molina at Coast Home Loans
Sr Loan Officer

With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great communication and fast resolution. Jose driver of the golf ball 300 + yards!!! Thank you team Molina for helping me clean up my credit and obtaining the house for me and my family.
Reply from Team Molina at Coast Home Loans
September 17th, 2025 10:46 PM
I appreciate your feedback, Alexander. It's fantastic to hear that you had a positive experience with the communication and resolution process. I'm glad I could assist you in cleaning up your credit and securing a home for your family. If there's...
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Excellent work and support.
Reply from Team Molina at Coast Home Loans
September 17th, 2025 10:46 PM
I'm grateful for your kind words and high rating, Rita. It was my pleasure to support you. If there's anything else I can assist with, please let me know.
I have been in the business for over a decade now. Team Molina has certainly out performed any lender that I have worked with and my clients love his teams honesty, integrity and ability to get the job done! Its difficult to find such a dependable...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 10:46 PM
I'm truly grateful for your kind words, Jorge. It's been rewarding to collaborate with you and support your clients' needs. Your trust means a great deal to me, and I look forward to continuing our successful partnership. Thank you for your...
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Jose and Helen were exceptional. The level of service they provided me while maintaining that personal apmoshere was second to none. I feel a long lasting relationship building here. I wanna thank summit for providing me top notch service and...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 10:47 PM
It's really great to hear about your positive experience with Jose and Helen. I'm pleased that they were able to deliver the personal service you valued. I'm grateful to have them as part of my team, and I look forward to maintaining the relationship...
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My experience with Summit Funding was better than I could have hoped for. The team functions as just that, everyone has a part and they follow through. We were impressed with the step by step inclusion and the patience and compassion offered...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 10:47 PM
I'm pleased to hear you had such a positive experience with Summit Funding. It's gratifying to know their team’s patience and compassion made the process smooth for you. It's wonderful that you're enjoying your new home, and your feedback truly...
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Jose Molina and crew where so helpful from the first to last call of our transaction. I highly recommend his services.
Reply from Team Molina at Coast Home Loans
September 17th, 2025 10:47 PM
It's great to hear that you found my assistance helpful throughout your transaction. Thank you for recommending my services. If there's ever anything else you need, feel free to reach out.
Our experience with Jose Molina has been exceptional. We can't tell in words how much we appreciate him and his team did. We truly felt as though he was a personal friend and we only met in person once. He never made us feel unworthy or like...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 10:47 PM
It is truly heartening to read your kind words about your experience. I’m glad to have been able to support you in becoming homeowners again. Hearing that you felt comfortable and appreciated means a lot to me and serves as a reminder of why...
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Hello,Thank you all again for your support and guidance throughout this process. It has been a pleasure to know you all. I will keep you all in mind, should I know of anyone who may need assistance with purchasing or refinancing a home. Carmela..........
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 10:48 PM
I'm glad to hear you had a positive experience with the process. I appreciate your kind words and trust in my services. Should you or anyone you know need assistance in the future, please don't hesitate to reach out.
05/21/2015I have no words to explain the satisfaction of being a Homeowner for the first time. Team Molina made it come true in just a blink of an eye. I will not hesitate to choose a better lender company in the future than Summit Funding....
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 10:48 PM
Becoming a homeowner for the first time is truly a special milestone, and I'm glad that I could help make this experience smooth and memorable for you. It's great to know that you felt well-supported throughout the process. I appreciate your...
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Jose and his team are great and are always accommodating with my clients. No matter if its just to preapprove someone or to make the loan happen, Jose is there! I have worked with Jose for several years and its wonderful to know you can count...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 10:49 PM
It's rewarding to hear such positive feedback about my work with you and your clients, Elizabeth. I'm grateful for the trust you've placed in me over the years and appreciate you acknowledging my team and me. I'm here to support you and look...
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About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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