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Team Molina at Coast Home Loans
Sr Loan Officer

With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
First of all, we are blessed to have you guys. You people were there for us from day one. We weren’t able to have our dream home if it wasn’t your good heart and hard work. You people are truly a blessing. The extra miles that you-all do are...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:11 PM
I'm touched by your heartfelt words, Clover. It’s been a privilege to support you on your journey to securing your dream home. Knowing that I could make a meaningful impact means a great deal to me. Should you need anything in the future, please...
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My wife and I had a very pleasant experience with Jose at Summit. This was our first home so we had many many questions. Jose was very patient and prompt in answering our questions. I definitely would recommend Summit to someone purchasing...
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Reply from Team Molina at Coast Home Loans
August 4th, 2025 09:36 PM
Steven, thank you for sharing your experience. I'm glad to hear that Jose was patient and quick to respond throughout the process, leaving you with a positive impression for your first home purchase. Navigating buying a home can be overwhelming,...
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Jose and Helen and team at summit funding exceeded our expectations as they helped guide us through the loan process. We came to them with many demands and an unconventional loan request and they were able to answer every question and help...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:12 PM
Richard, I'm truly grateful for your thoughtful feedback. I'm delighted to hear that Jose, Helen, and the team at Summit Funding were able to meet your expectations and make the loan process smooth and informative for you. It's wonderful that...
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I want to thank Jose and Helen for the awesomeJob in helping me with the loan process. I cannot express enough of my appreciation for they're patience, integrity and professionalism. I would highly recommend team Molina to people who are looking...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:12 PM
It's wonderful to hear about your positive experience with Jose and Helen during your loan process. I'm glad their patience, integrity, and professionalism stood out to you. Your recommendation means a lot, and I'm pleased we could support...
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Jose was great during the loan process. He keep us informed and up to date on the entire process.
Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:13 PM
I'm pleased to hear that you had a positive experience with Jose during the loan process. Staying informed is crucial, and I'm glad he was able to provide the communication and support you needed. If you have any more questions or need further...
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I was trying to buy my first home back in 2009 with a different lender. My credit score was good at the time but the rules changed and I no longer quilified. I would call the agent and he was no help. I stopped looking for a couple of years....
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:13 PM
Carlos, it's genuinely rewarding to hear about your journey to homeownership and the role I could play in it. I'm pleased that the guidance on improving your credit worked out for you, and I'm glad I could assist with your questions during...
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Team Molina did an outstanding job for me. Our situation was difficult and had to be changed many times. At one point our deal fell apart at closing. The team didn't miss a beat, Jose and Helen just rebooted and we went on to plan B. I thought...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:14 PM
Bill, I'm really glad to hear you had such a positive experience with Team Molina. Navigating through challenges, especially when deals face unexpected hurdles, is never easy, but I’m pleased that Jose and Helen's efforts helped steer the process...
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This is the 2nd time I've used summit funding. Both times it was a very positive experience. Everyone helps you through the process to make it an easy, painless experience.
Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:14 PM
I’m truly pleased to hear that your experience with Summit Funding was positive both times. I’m glad the team was able to make the process seamless and straightforward for you. Should you have any future needs or questions, please don't hesitate...
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Jose was a great loan officer to work with. When I called or e-mailed him, he responded at a timely matter. He answered all my questions and took the time to explain the process to me.
Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:14 PM
I'm pleased to hear that Jose provided you with such a positive experience. It's important to me that communication is clear and efficient, and I'm glad to know he met your expectations in explaining the process and addressing your questions....
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Jose is a very honest person..he has helped us.tremendously.i will refer friends to him for sure.
Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:15 PM
I'm very pleased to hear about your positive experience with Jose. It's great to know he has been able to assist you significantly. Thank you for your support and the future referrals, which are truly valuable. If there's anything else you...
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About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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