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Team Molina at Coast Home Loans
Sr Loan Officer

With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Jose R Molina and Helen Molina the best tag team in the mortgage industry. A very sincere THANK YOU from the bottom of our hearts for the insight the two of you provided my husband Marcos, and myself on how to get our credit back on track....
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:10 PM
Teresa, thank you for sharing your experience. I'm thrilled to hear about your journey to homeownership and that I could play a role in it alongside Helen. It's wonderful that our guidance helped you and Marcos on the path to improving your...
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Jose Molina is the best! He is experienced, very knowledgeable, professional and provided excellent service. Jose and his team are top notch. Everything went smoothly without any stress. My husband and I are extremely happy with Summit Funding...
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#TeamMolina is seriously the best!!!! Jose and his team were very fast, attentive, responsive and on top of it. They kept you in the loop of things. We were originally working with a bank for a home loan (do not go to one... Trust me from experience)...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:11 PM
I'm genuinely pleased to hear about your positive experience, Melissa. It was a privilege to assist you in securing your home loan, especially under such pressing circumstances. Ensuring clear communication and attentiveness throughout the...
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#TeamMolina is seriously the best!!!! Jose and his team were very fast, attentive, responsive and on top of it. They kept you in the loop of things. We were originally working with a bank for a home loan (do not go to one... Trust me from experience)...
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Jose Molina have a Responsiveness with client and knowledgeable to do through out the loan. Very helpful person and follow through till the job done. Jose Molina have a Responsiveness with client and knowledgeable to do through out the loan....
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Me. Molina helped us to refinance our home in prompt manner. Mr. Molina informed us up front of financial fees and responsibility of documents that were necessary and needed to complete our loan process. We would definitely recommend him to...
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Jose was very helpful in our home purchase process. He helped us decide which loan type would benefit us the most, and he was knowledgeable about all of the types we considered. Jose was also able to process a majority of our paperwork electronically...
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Mr. Jose Molina is very dependable, liable, trustworthy, and very professional. Mr. Molina was very on top of everything. He understands that his clients can be very busy with their everyday lives and jobs, yet he works around that and is able...
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Jose was awesome to work with! He would always get me the answers I needed whether it was business hours or not. A+ Customer Service!
Reply from Team Molina at Coast Home Loans
September 17th, 2025 10:45 PM
I'm glad to hear that you had a positive experience with Jose. Providing excellent customer service is something I take very seriously, and it's great to know that all your questions were answered promptly. If you have any other needs or questions...
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Jose Molina made the entire buying experience so easy and very smooth, his staff members reply to all my questions and concerns in minutes, can believe how much help I received from them, very honest and upfront.I will recommend them in a heart...
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About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
Gallery





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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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