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Team Molina at Coast Home Loans
Sr Loan Officer

With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Jose and Helen Molina were excellent walking me through the loan application process. Jose was extremely thorough and explained everything so it was easy to understand. He offered loan options to me that would work within my budget. He even...
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Reply from Team Molina at Coast Home Loans
August 4th, 2025 09:24 PM
Susan, thank you for your kind words about the assistance you received during the loan application process. I'm pleased to know that Jose could provide thorough and understandable guidance, offering options that suited your budget and long-term...
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Overall we had a good experience with Summit Funding
Reply from Team Molina at Coast Home Loans
August 4th, 2025 09:18 PM
I'm glad to hear that your experience was generally positive. If there's anything specific you think I could improve upon or assist with in the future, I'd appreciate your feedback. Thank you for sharing your thoughts, and feel free to reach...
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My husband and I have worked with Jose Molina on our previous home purchase and had a great experience, which is why when we were on to our next home purchase, we contacted Jose to assist us. He and his team are on top of things, professional...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:06 PM
I'm pleased to hear that you had a positive experience with your home purchase process. It's great to know that the communication and professionalism met your expectations and I'm grateful for your trust and kind recommendation. If I can assist...
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Jose and his team works very hard for our transaction. We have closed earlier than we expected.
Good communication made everyone happy for the success closing.
Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:07 PM
I'm really glad to hear that you were pleased with the early closing and communication throughout your transaction. It was a pleasure working with you and being part of this process. If you have any more questions or need assistance in the...
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Jose Molina was an excellent loan officer he gave me good information about all the procedures of refinancing a house.
Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:07 PM
I'm grateful for your kind words, Francisco. I'm pleased to know that the information provided on refinancing was helpful. If you have any more questions or need further assistance in the future, feel free to reach out. All the best with your...
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Jose,
Good to hear from you. Everything with the refinance went smooth. No complaints or even suggestions for improvements! And thank you for the beautiful flowers. They made my day!
Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:08 PM
I'm really pleased to hear that the refinancing process was smooth for you, Vicki. It’s great to know the flowers brought some joy to your day. If you have any questions or need further assistance in the future, feel free to reach out.
You guys did a great job. In some cases you went above and beyond by allowing us to go see you after work hours. You can be sure that if we need another home loan, we will use you as well as recommend you to friends and family.
Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:08 PM
Carlos, I truly appreciate your kind words and am glad my efforts made a positive impact on your experience. It was my pleasure to accommodate your schedule and assist with your home loan needs. I look forward to the opportunity to work with...
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Thank you Helen, Jose and all the members of Summit funding, the experience of working with People that know what they are doing is nice and Makes the process of acquiring a loan very easy.There is no question that I will recommend your services...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:09 PM
I appreciate your kind words, Jorge. It’s rewarding to hear that the expertise provided made your loan process smooth and straightforward. Your recommendation means a lot, and I'm glad to have been part of your journey to home ownership. If...
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I couldn't be happier with Jose Molina and his team on the way they handled my account. Jose listened to my situation, presented the solution and then followed through and delivered as promised. Jose Molina and his team are true real estate...
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I have very seldom written recommendations, reviews, etc. in the past-- the few I have written were for former employees or co-workers. In Jose's case, I really felt that I needed to make an exception and make people aware of his integrity...
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801–810 of 906
About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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