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Team Molina at Coast Home Loans
Sr Loan Officer

With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Julie just informed me that I'm officially a homeowner again! Thank you guys for all of your help dealing with my complicated case. I appreciate your kindness and patience-and humor! I'm accepting donations and gift cards LOL =)Thank you!!Lorraine...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:03 PM
I'm delighted to hear the great news, Lorraine! It was a pleasure assisting you through the process, and I'm glad my team and I could support you every step of the way. Handling a complicated case like yours with humor and patience is part...
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I am very satisfied with the services that was provided to me by Jose Molina and his team. The information obtained were accurate, the document handling was timely and his staff was very patient and helpful (Helen, Patricia, Rocio and many...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:03 PM
It's great to hear that you are satisfied with the services provided. I am pleased that the information and document handling met your expectations. I'll be sure to share your kind words with Helen, Patricia, Rocio, and the rest of my team....
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Thank you Jose Molina and team summit for the great customer service offered to me. Excellent work is their gain, always on top of the paperwork. The loan was done as counting 1-2-3 very fast, I will recommend to my family and friends. Awsome...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:03 PM
I really appreciate your kind words, Joe. It’s wonderful to hear that you were satisfied with the service and that everything went smoothly for you. I'm grateful for your willingness to recommend us to your family and friends, and I'm here...
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Very prompt and cooperative!!!
Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:04 PM
I appreciate your kind words, Brijesh. It's great to hear you found my assistance prompt and cooperative. If there's anything more I can do for you, please feel free to reach out. Thank you for choosing Coast Home Loans!
The whole process was easy. There was no in and out of offices to fill out papers and sign as it was when i first bought a house. The girls on the team walked me through every step. Thank you Helen. They even sent a notary from the title company...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:04 PM
I'm glad to hear that your experience was smooth and convenient. It's great to know that the team could guide you through the process and make things easier for you. Thank you for choosing to work with us, and please don't hesitate to reach...
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The service, professionalism,individual care was excellent .
Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:04 PM
I'm really pleased to hear that you found my service and professionalism to be excellent, David. Individual care is very important to me, and it's great to know it made a positive impact on your experience. If there's anything more I can assist...
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Mr. Molina and his entire office were top notch; start to finish. I'd recommend him and Summit Funding without hesitation.
Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:05 PM
I appreciate your kind words, James. It's rewarding to know that you had a seamless experience with my team from beginning to end. Your recommendation means a lot, and I'm grateful for the trust you've placed in us. If there's ever anything...
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Estoy muy agradecida a Jose Molina y todo su equipo que me ayudo desde el primer dia.
No podia aver escojido otro mejor lugar que Summit Funding.
Gracias de verdad.
Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:05 PM
Griselda, thank you for sharing your kind words. I'm truly glad to know that my team and I could assist you effectively from the very beginning. Your trust means a lot, and it's wonderful to hear that you felt supported throughout the process....
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Jose Molina and his team were great!!! It was a pleasure to work with them. They were there to answer all of our questions and made everything go smoothly. Thank you for the beautiful flowers as well.
Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:05 PM
I'm truly pleased to hear about your positive experience, Erika. It was my pleasure to assist you and help make the process seamless. I'm also glad you appreciated the flowers. If you have any future questions or need further assistance, feel...
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Dear Jose and Team, Jr. and I are so grateful to have done business with you and your team. In the beginning we had many challenges and Jose was ready for each challenge. Jose used all of his available resources to overcome the challenges we...
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Reply from Team Molina at Coast Home Loans
September 17th, 2025 11:05 PM
Thank you, Junior, for your kind words. I'm really glad to hear that you and Sarah had a positive experience with our team. It's great to know that Jose and Helen could support you through the challenges and that Jackie and Priscilla made your...
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About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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