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Team Molina at Coast Home Loans
Sr Loan Officer

With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
"Thank you very much" for all your help Jose! Your team is amazing it was an AWESOME job and service. You make it happen to have my dream house come true. Great experience!
Swiftly remedied a problem and provided updates through out the process. In our business communication and professionalism makes everyone’s job easier, thank you Jose!
Reply from Team Molina at Coast Home Loans
August 4th, 2025 09:26 PM
Angelique, I appreciate your feedback and am glad I could swiftly resolve the issue for you. Communication and professionalism are indeed crucial, and it’s great to hear that it made a positive impact on your experience. If there's anything...
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Loved that they always communicated with us, and worked super hard to make our complicated loan happen!
From start to finish of the loan process all Molina’s team was on top of everything every questions that we asked was answered very quickly! We’ll definitely go back to Jose Molina for our next home... Thank you very much!l Team Molina..
Jose was efficient and easy to communicate with. He made the process smooth and explained everything thoroughly.
They were understanding of my situation and were able to extend the time needed to close. Friendly front office staff and the assistant was spectacular at heping me get things done and turned in.
Reply from Team Molina at Coast Home Loans
August 4th, 2025 09:21 PM
Amanda, thank you for sharing your experience. I'm pleased to hear I could accommodate your timeline needs and that the front office staff left a friendly impression. Knowing my assistant helped you efficiently handle everything is gratifying....
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My loan was very challenging but Mr. Molina and his team never gave up. Even though the issues had nothing to do with my loan but everything to do my past, they were able to overcome all the hurdles :) . I appreciate all their help and commitment...
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Jose was patient and made things easy/simple
Reply from Team Molina at Coast Home Loans
August 4th, 2025 09:34 PM
Kayla, thank you for sharing your experience. I'm glad to hear that Jose's patience and ability to simplify the process made a positive impact for you. It's important to me that clients feel at ease and well-supported. If there's anything more...
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Jose, his team and I are all on the same page. The customer is first in all we do. Service is number one, giving them the best experience they have ever had. He and his team are honest, available at all times, responsive and provide the best...
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I am a first time buyer. I have always believed I had to have certain things in order before buying. After talking to Jose, he reassured me that I had already had things in order and can buy my first home and reassured me that it wasn't going...
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About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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