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Team Molina at Coast Home Loans
Sr Loan Officer

With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Very knowledgeable, always avail to answer any questions, made my homebuying experience smooth and pleasant. Kudos to both Jose, Helen, and the rest of the time! Hope to do business again in the next yr or two. Thank you again!
This was a difficult transaction but, Jose and his team closed it successfully by going the extra mile. Thank you Team Molina!
Reply from Team Molina at Coast Home Loans
August 4th, 2025 09:32 PM
Rafael, thank you for your kind review. I'm pleased to hear that Jose and his team were able to navigate the challenges of your transaction and see it through successfully. Going the extra mile is something we believe in strongly, and it's...
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The fantastic customer service that was provided by Jose Molina.
Professional and communicative. I appreciated him keeping me informed!!!
Reply from Team Molina at Coast Home Loans
August 4th, 2025 09:25 PM
Sandra, thank you for your kind words. I'm pleased to know that you found my communication throughout the process to be professional and informative. Keeping clients updated is a priority for me, and it's great to hear that it made a difference...
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I loved the communication that Jose and his team gave. They kept me in the loop every step of the way during the loan process. I was impressed with the hospitality that was shown when I visited Jose's office. "Thank You Team Jose Molina my...
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Easy, honest and no hassle.
You were ready before we were!! Good job!
Reply from Team Molina at Coast Home Loans
August 4th, 2025 09:26 PM
Pam, thank you for your positive feedback. I'm glad to hear that everything was in place even before you were ready. It's important to me to ensure the process is smooth and efficient for you. If there's anything else you'd like to discuss...
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Easy process and if I had any questions or was confused, they helped me understand and guided me through the process.
Jose and his team made this experience very easy for me and my wife we were first time homebuyers did not know what we were getting ourselves into we tried this one time through Bank of America but it was just so difficult and we did not understand...
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Friendly, worked fast and quick to close the loan as promised.
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About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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