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Team Molina at Coast Home Loans
Sr Loan Officer

With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
12 PM to 5 PM
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Reviews from Web
Dealing with VA loans can be frustrating for all involved. Jose and his team help navigate to a successful close.
From your receptionist to your underwriter to you, Jose, it was a great experience !!!
My clients were thrilled !!!!
Jose’s expertise and closing on a timely manner
Reply from Team Molina at Coast Home Loans
August 4th, 2025 09:35 PM
Graciela, thank you for your review. I'm glad to hear that Jose's expertise and efficiency with closing made a positive impression. Timeliness and knowledge are crucial to ensuring a smooth process, and I’m pleased to know your experience reflected...
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Everyone we dealt with did exactly what they should have done. The expertise in finding out whether or not I was eligible for a VA loan was great to see. .All facets of the transaction were handled with great care and in a very professional...
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Jose's personal service made the difference. He was always there personally if I needed something. Weekday weekend 10am 10pm. Didn't matter. He always responded. Thank you Mr. Molina
Jose and his team were AWESOME! From the first moment I sat down with Jose he explained to me what I needed to do in order to buy a house. I followed every step, every instruction and a year & half later we bought our first house. He never...
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Everything went great! I am very happy and appreciative for all the help in achieving our forever home! Thank you!
In the beginning, some things did not make sense to me and I communicated this. After doing so, I was involved more in the process and it was explained more so that I understood. Jose and his team have helped me achieve my goal of purchasing...
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It was a very quick , streamlined process. Jose, Helen, and Katie were very efficient and professional and made the process as simple as possible.
If you are looking for a loan officer that is committed , passionate and go beyond your expectation look for Jose Molina and his team at Summit Funding. Had a case with Jose that didn't expect to make it but he made it happened without giving...
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Reply from Team Molina at Coast Home Loans
August 4th, 2025 09:32 PM
Leyne, thank you for taking the time to write such a thoughtful review. I appreciate your recognition of the dedication and passion Jose and the team bring to their work. It's gratifying to hear how Jose's determination and solution-focused...
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About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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