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Team Molina at Coast Home Loans
Sr Loan Officer

With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Communication is key.
Reply from Team Molina at Coast Home Loans
June 25th, 2025 01:36 AM
We appreciate your recognition of the importance of communication. At Secure Choice Lending, Team Molina is committed to ensuring clear and consistent communication throughout the process. Thank you for your feedback.
More communication amongst the team assigned to my loan. More follow through and follow up.
Reply from Team Molina at Coast Home Loans
August 23rd, 2025 06:25 PM
Jennifer, thank you for your input. I understand that communication and follow-through are crucial during the loan process, and I appreciate your feedback on areas where we can improve. Your experience matters a great deal to me, and I'll certainly...
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Jose and his team are wonderful to work with. They kept me inform through the process. I will always refer my clients to team Molina.
Reply from Team Molina at Coast Home Loans
June 25th, 2025 01:37 AM
We are thrilled to hear about your positive experience with Jose and his team at Secure Choice Lending. Keeping you informed throughout the process is a key priority for us. Your referrals are greatly appreciated, and we look forward to assisting...
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Helen Molina was very responsive to our calls and questions. We were informed along the way as to the progress of our client's loan process. Jose Molina took the initiative to follow through with our concerns regarding the amount of our client's...
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Muy buena experiencia me brindaron mucha ayuda al resolver mis dudas
Jose and their Staff were always available and very Helpful.. I would refer them to all my friends.
Jose and his team were amazing at communication from my very first interaction with Jose all the way until the loan was approved. In our first meeting, Jose walked me through the entire loan process and I knew immediately that I wanted him...
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Jose and his team made the process for my buyer smooth and educated him thoroughly about the process. Excellent customer service.
better communication answer of the phone for updates
Reply from Team Molina at Coast Home Loans
August 24th, 2025 01:05 AM
Horacio, thank you for your feedback. I understand the importance of timely communication and being readily available for updates throughout the process. I’m committed to improving in this area to ensure a smoother experience going forward....
read more
Jose and his team were extremely helpful through the whole process. Being a first time home buyer, I had a lot of questions, and Jose would always return my call to explain things to me.
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About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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