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Team Molina at Coast Home Loans
Sr Loan Officer

With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Jose is very knowledgeable on his field and was very informative about the loan process for us first time buyers.
Exceeded expectations for a very easy close. Went above and beyond for my family to make sure we got into our home as easy and fast as possible. Helpful staff despite my long work hours and late might help. Thank you Jose and Helen for everything!...
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better communication
Reply from Team Molina at Coast Home Loans
August 23rd, 2025 06:26 PM
Linda, I appreciate your feedback about communication. It's important to me that everyone feels fully informed throughout the process, and I'm sorry if we fell short here. I’m committed to improving this aspect and would welcome the opportunity...
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No one in that office talks to each other way too many pointless phone calls. They didn’t meet my timeline, and put it off on me.
This was my first time buying a home, and your team made my experience feel like I can do this ten more times! We all know buying a home can be scary, but your team work so efficiently sometimes I forgot I was even in the middle of buying a...
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This is are second time doing business with Summit. Though we had to deal with covid 19 and everyone refinancing because of low interest rates. It was a bit more hectic but Jose and his team came through for me again. Great job and thanks for...
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Reply from Team Molina at Coast Home Loans
June 25th, 2025 01:23 AM
We appreciate your continued trust in us for your lending needs. It's wonderful to hear that Jose and the team were able to assist you successfully, even amidst the hectic circumstances. Thank you for your patience and for recognizing our efforts...
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Jose makes the lending process easy.
Jose Molina and his team worked hard to get us finance with our home mortgage. We will definitely use them again and will recommend to our friends and families.
Reply from Team Molina at Coast Home Loans
August 24th, 2025 01:05 AM
Dan, I'm thrilled to hear that you had a positive experience with Jose Molina and the team. It's wonderful that you felt their hard work paid off with your home mortgage financing. Your support and willingness to recommend us to your friends...
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Mr. Molina and his team worked hard to get us finance with our home mortgage.
Reply from Team Molina at Coast Home Loans
June 25th, 2025 01:23 AM
We are thrilled to hear that Mr. Molina and his team were able to assist you with your home mortgage. Your positive experience is important to us at Secure Choice Lending, and we appreciate your kind feedback. If you have any further questions...
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Jose Molina and his team worked hard to get us finance with our home mortgage. We will definitely use them again and will recommend to our friends and families.
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About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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