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Team Molina at Coast Home Loans
Sr Loan Officer

With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
He made the entire process very smooth and hassle free.
Him being able to answer all my questions and doubts
Professional communication and efficient loan process
A lot of delays in the apraisal.
Lack of communication from clerk requesting information
overall too long of a process, lots of fits and starts.
I'm sure that Jose and his team are very knowledgeable, however from the very beginning he made me feel like he was not being up front or honest with me. He over explained the little things in great detail over and over which I found insulting....
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Reply from Team Molina at Coast Home Loans
August 23rd, 2025 06:25 PM
Kari, I appreciate you taking the time to share your experience. I'm sorry to hear that you felt uneasy with the explanations provided and the approach taken in addressing your questions. My goal is always to communicate transparently and ensure...
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I think I just got unlucky with the fact that I got a new loan coordinator a week before moving that made it stressful. But the experience before all that was amazing with everyone’s patience.
Reply from Team Molina at Coast Home Loans
June 25th, 2025 01:36 AM
We appreciate your feedback, Evangelina. We understand that transitioning to a new loan coordinator close to your move can be stressful. We're glad to hear that the experience was otherwise positive and that our team’s patience stood out. Your...
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The patience and the understanding through this whole process was perfect.
Everyone that I communicated with was kind and happy to help me with any questions that I had. I felt comfortable sending emails or giving them a phone call at any time.
Even during a pandemic, Mr. Molina and his team really facilitated the home buying process that will undoubtedly affect the rest of my life. This amazing team of Jose, Helen, Elizabeth, Nohelia and Rocio went above and beyond to explain every...
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We met up with Jose the first time thru zoom meeting. Due to pandemic everything we did was thru email, phone n zoom. As first time homebuyer we had a lot of questions and concerns. But Jose answered and explained them to me the way we understand....
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Reply from Team Molina at Coast Home Loans
June 25th, 2025 01:36 AM
We are thrilled to hear about your positive experience with Team Molina at Secure Choice Lending. It's wonderful that Jose, along with Helen and Elizabeth, were able to guide you through the process and address your questions as a first-time...
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About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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