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Jon Wood Lending - Producing Branch Manager | NMLS# 479214 in Emerald Isle, NC
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Jon Wood Lending

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Producing Branch Manager | NMLS# 479214

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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
95%
4 Star
5%
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Reviews from Web
  • Encompass
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    Alice J H
    Dudley, NC
    Posted on May 25th, 2026 01:50 AM
    Terrific team! Very responsive to all questions, would highly recommend!
    Reply from Jonathan Wood
    June 1st, 2026 01:40 PM
    Alice, thank you for your kind words about my team and the recommendation. I'm pleased to hear that you found us responsive to your questions. If there's anything else you need, don't hesitate to reach out.
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    Adam P
    HUBERT, NC
    Posted on May 19th, 2026 10:42 PM
    Quick, concise, honest communication and good advice from the start. Quick replies and transparent answers.
    Reply from Jonathan Wood
    May 27th, 2026 02:19 PM
    Adam, I appreciate your kind words about my communication and advice. It's great to know that you found the responses quick and transparent. If you have any more questions or need further assistance, please don't hesitate to reach out.
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    Jane A W
    Greenville, NC
    Posted on May 19th, 2026 01:38 PM
    Having electronic documents made closing day extremely smooth. All around good communication and clear directives.
    Reply from Jonathan Wood
    May 26th, 2026 01:39 PM
    Jane, I'm pleased to hear that the electronic documents contributed to a smooth closing day for you. Thank you for your kind words about the communication and directives. If you have any further questions or need assistance, feel free to reach...
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    Kathy A C
    Swansboro, NC
    Posted on May 5th, 2026 09:56 PM
    Jon helped me
    Reply from Jon Wood Lending
    May 13th, 2026 01:55 PM
    Kathy, I'm glad to have been of help to you. If there's anything more you need, feel free to reach out!
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    Linda A H
    NEW BERN, NC
    Posted on May 3rd, 2026 01:14 PM
    Jon is our go to lender for Eastern NC!
    Reply from Jon Wood Lending
    May 11th, 2026 01:10 PM
    Linda, thank you for considering me your go-to lender for Eastern NC! I'm pleased to be of service and look forward to continuing to assist you with your lending needs.
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    Stephen E
    SWANSBORO, NC
    Posted on April 27th, 2026 03:57 PM
    the first conversation, John was very helpful and knowledgeable. Gave us great advice and was flexible with different options regarding the loan process. We would definitely recommend him to anyone!
    Reply from Jonathan Wood
    May 4th, 2026 03:58 PM
    Stephen, I appreciate your kind words and recommendation. I'm glad to hear that you found our initial conversation helpful and that my advice was beneficial for your loan process. If there's anything else I can assist you with, please let me...
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    Leah J H
    SWANSBORO, NC
    Posted on April 20th, 2026 04:19 PM
    Since I am moving from Florida, my daughter was very involved with decisions in NC and Jonathan had to communicate through conference calls. Also, the seller wanted a quick close so he had to expedite financing. He kept everything stress free...
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    Reply from Jonathan Wood
    April 27th, 2026 04:20 PM
    Leah, I'm grateful for your feedback and pleased to hear that the process was stress-free for you, even with the need for quick communication and expedited financing. It's wonderful to know that my efforts in working with both you and your...
    read more
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    Debbie Z
    Posted on April 19th, 2026 12:30 AM
    Jon Wood is wonderful to work with. He helped my mother with her mortgage process and was patient, kind, transparent, and highly responsive. He was thorough and always clear regarding the necessary steps. We would strongly recommend him.
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    Theodore F K
    EMERALD ISLE, NC
    Posted on April 18th, 2026 03:13 PM
    Jon provided excellent advice and service, worked seamlessly with the other professionals involved in hur home purchase, and was great at making all communications fast and easy. Highly recommended.
    Reply from Jonathan Wood
    April 27th, 2026 03:14 PM
    Thank you, Theodore, for your positive feedback. I'm glad to hear that my advice and service made the process smoother for you and that communication was effective. Your recommendation is greatly appreciated.
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    Stephen R
    EMERALD ISLE, NC
    Posted on April 16th, 2026 11:28 PM
    Jon was able to present multiple scenarios to make the right decision on loan amount and mortgage points. Rates came in under competitors pushing for DSCR loans for a summer home.
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    DSCR Loans
    Investor Mortgages
    Second Mortgages-Full Doc
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    Memberships
    • NMLS
    • Cape Carteret Board of Realtors
    Addresses and Serving Areas

    Year Started

    1998

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 479214
    Hobbies
    • Family
    • Faith
    • Fishing
    • View All
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.