Top 5%
Jon Wood Lending
Producing Branch Manager | NMLS# 479214
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
5 star customer review
Very nice to work with. Felicia was great and on top of everything!
Best experience and service!
Jon was good, but the underwriters were terrible!
5 star customer review
Generally we were very pleased with the efforts of Atlantic Bay Mortgage. When it was getting very close to our closing, the team put in extra efforts to ensure we could close as scheduled. The team lead, Lynn, and Jonathan were very responsive...
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5 star customer review
Mortgage process was smooth and easy. Thank you
Jon is very professional and I appreciate all of his efforts. It seemed like I had to provide documentation multiple times for same things. I understand I have multiple properties that require more documentation than a simpler situation. But...
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Jon and his team at Atlantic Bay we so unbelievable!! Would highly recommend them to everyone!!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Investor Mortgages
Second Mortgages-Full Doc
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Memberships
- NMLS
- Cape Carteret Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 479214
Hobbies
- Family
- Faith
- Fishing
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.