

John Valente
Mortgage Loan Officer | NMLS #191708


University of Maryland College Park
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Far superior service and results than original decision.
Reply from John Valente
November 15th, 2025 09:32 PM
Thanks for your business Nicholaus. Glad we could make it happen! Congratulations!
Closing was smooth and easy. John was always able to answer our questions and usually within a few minutes. Would highly recommend to anyone.
Reply from John Valente
October 12th, 2025 09:28 PM
Jacob - Thanks for the kind words. Great seeing you at settlement and congrats again on your new home. Contact me anytime if you have any questions. All the best!
Thanks you John for your patience and helping me to buy my first home!
Reply from John Valente
September 18th, 2025 01:25 PM
Ben - It was a pleasure working with you to help you buy your first home. Congrats again and thank you so much for your business. Best wishes and please stay in touch!
Super great communication. Willing to adjust and think through the best option for me. Very fast turnaround so I could make a competitive offer. I had confidence that you were going to get it done!
Reply from John Valente
August 31st, 2025 09:40 AM
We're committed to providing exceptional service, so it's wonderful to know you had a positive experience.
Knowledge, availability & connecting with their clients. Thanks for a great experience.
Reply from John Valente
June 20th, 2025 12:36 AM
Carol - Thank you for your business and for being such an awesome client. Congratulations on your new home!
My wife and I just closed on our first home and having John as our lender was a great choice! John is very kind, helpful, understanding, and worked hard to get our loan process done quickly and without any issues. We would recommend John to...
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Reply from Owner
January 31st, 2024 12:00 AM
Chad - Thanks my friend. Congratulations and best wishes with getting settled into your new home. Please stay in touch and welcome to homeownership!
As a first time home buyer, John was extremely helpful during this process. He explained everything thoroughly and walked me through everything step by step. He was always available to answer questions, there was never a time when I couldn't...
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Reply from Owner
January 12th, 2024 12:00 AM
Lauren - It was great working with you and I am so happy to hear that you are enjoying your new home. Congratulations again! Thank you so much for your business.
John was fantastic to work with, he was quick to respond, very knowledgeable, as well as he explains things in a way a person who knows absolutely nothing can understand. He is very personable and just overall a great guy! I’d highly recommend...
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Reply from Owner
December 15th, 2022 12:00 AM
Thank you Katie! Congrats again! Best wishes in your brand new home.
John is great to work with! He helped us on our loan for our first house and our second! Very responsive and was able to answer any questions we had. Highly recommend him!
I really enjoyed working John on my home loan. He is a super nice guy and made himself available for my needs. He was super informative and provided sustantial information that I can consider during the term on my loan. He is a down to earth...
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About
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Cash-Out Refinances
Investor Mortgages
Mortgage Lender
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Education
- University of Maryland College ParkMass Communication/Media StudiesBachelor of Arts (BA)

Positions
- Fitzgerald Financial Group - Loan OfficerMar 24th, 2025 - Current
Memberships
- Carroll County Realtors
- Carroll County Closers Network
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #191708
Achievements
- Numerous awards over 25-year career in the Mortgage Industry
Hobbies
- Golf
- Travel
- Fishing
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Disclaimer
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