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John Pavlakovich at Prosperity Home Mortgage ...
Executive Mortgage Consultant | NMLS # 801982


University of Denver
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the hig... Show More
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Reviews from Web
Highly recommend John for commercial/rental mortgages.
Reply from Owner
December 10th, 2025 04:08 PM
I appreciate your recommendation for my services with commercial and rental mortgages, Ethan. It's great to know you found my support valuable. If you have any other mortgage needs or questions in the future, please don't hesitate to reach...
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John and his staff were extremely responsive and knowledgeable. They assisted us in quickly moving thru approval and closing of two complicated mortgage packages. Highly recommend 10/10
Reply from John Pavlakovich at Prosperity Home...
December 9th, 2025 04:26 PM
Ethan, I appreciate your feedback. It's great to hear that my team and I were able to assist you effectively with your mortgage packages. Ensuring a smooth and knowledgeable experience is always my goal. Thank you for your high recommendation....
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Efficient and clear communication. Readily available for questions
Reply from John Pavlakovich at Prosperity Home...
December 9th, 2025 04:27 PM
Shannon, I appreciate you highlighting the efficient and clear communication you experienced. Being readily available for questions is a part of ensuring a comfortable home-buying process. If there's anything more I can assist you with, please...
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John was an excellent communicator. He kept everything clear and on track for a timely closing. He made the whole process stress free. I highly recommend John and will gladly work with him again for my next home !
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Reply from John Pavlakovich at Prosperity Home...
November 25th, 2025 04:58 PM
Thank you for your wonderful feedback, Erica. I'm glad to hear that the communication and overall process met your expectations and made things easier for you. Keeping everything clear and on track is a key focus, so it's great to know it contributed...
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John was responsive and supportiv.
Reply from John Pavlakovich at Prosperity Home...
November 23rd, 2025 02:56 AM
I appreciate your feedback, Anelia. I'm glad to hear that you found me responsive and supportive during the process. If you have any further questions or need assistance in the future, feel free to reach out at any time. Wishing you all the...
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John was awesome! We had another lender we were working with on 3 deals that dropped the ball entirely and John picked up that ball and slam dunked it! He came in halfway through the deal and got us to where we needed to be, and let me tell...
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Reply from John Pavlakovich at Prosperity Home...
November 25th, 2025 04:58 PM
I appreciate your generous feedback, Blair. It's rewarding to know that I could assist effectively, especially in a challenging situation. I'm glad I could step in and help get everything back on track for your deals. If you ever have more...
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John was incredible! He was prompt, listened to us, and made sure we were taken care of every step of the way. If you are looking for a top tier lender partner with John! We are so grateful to have had the opportunity to work with him on our...
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Reply from Owner
December 10th, 2025 10:50 PM
I'm pleased to know that your experience with me was positive during your home purchase, Taylor. Listening and ensuring every step of the process is smooth is important to me, and I'm glad it made a difference for you. Thank you for considering...
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John was exceptional. It was a very scary time for my wife and I but John made the process easy and was truly a delight to work with! we are so grateful to have gotten the opportunity.
Reply from John Pavlakovich at Prosperity Home...
November 11th, 2025 12:21 AM
It means a lot to hear that my assistance made a difference during such an important time for you and your wife, Taylor. I'm glad I could help make the process easier and bring some comfort along the way. Your gratitude is truly appreciated,...
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John was kind, caring and accessible, helping us move through the stressful process of securing a loan for a new house with ease. We so appreciate all of his support!
Reply from John Pavlakovich at Prosperity Home...
October 30th, 2025 04:09 PM
I'm really glad to hear that I could provide the support you needed, Abigail. Navigating the loan process can indeed be stressful, and I'm pleased we were able to make it easier for you. If you have any questions or need further assistance...
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John and his team were helpful in every way possible. My girlfriend and I are are first time home buyers and John guided us every step of the way; Offering advice, best options . etc. He was patient, pleasant and an absolute joy to work with....
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Reply from John Pavlakovich at Prosperity Home...
October 29th, 2025 01:28 PM
Hey Michael, thanks so much for the review! I'm glad to hear that you both had such a positive experience as first-time homebuyers.It’s important to me that the journey is smooth and supportive, and I'm pleased that my guidance and advice were...
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About
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the highest level, earning Chairman’s Club recognition eight times and achieving President’s Club honors every year since joining HomeServices/Prosperity.
Licensed in Colorado, Arizona, California, Florida, and Minnesota, John offers a broad, multi-state perspective while delivering personalized service tailored to each client’s goals.
A graduate-level student of real estate at the University of Denver’s Daniels College of Business, John has a comprehensive understanding of the entire home buying process—from contract to closing. He began his mortgage career with Wells Fargo, Private Mortgage Banking, where he spent more than a decade honing his expertise before transitioning to HomeServices Lending (now Prosperity Home Mortgage) in 2017. This move allowed him to be part of a fully integrated “one-stop shopping” experience, aligning mortgage services seamlessly with the broader real estate transaction.
John is known for his strategic guidance, clear communication, and commitment to creating a smooth, confident experience for both clients and referral partners.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
30 Yr and 15 Yr Fixed Jumbo
30 Yr and 15 Yr Fixed Conventional
VA Loans
FHA Loans
ARM Products
Bridge Financing
Home Equity Loans
Residential Loans
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Education
- University of DenverFinance & Real EstateBachelor of Science (BS)Aug 2004 -May 2025

Positions
- Prosperity Home Mortgage - Executive Mortgage ConsultantOct 2nd, 2017 - Current
- Wells Fargo Private Mortgage Banking - Private Mortgage BankerJun 1st, 2007 - Sep 30th, 2017
Memberships
- Reading
- Sports
- Travel
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 801982
Awards
Achievements
- Presidents Club Member 2018, 2019, 2020, 2021, 2022, 2023
- Experience.com Top 5% 2020, 2021 and 2022.
- Top 1% Originators in America 2018, 2019, 2020, 2021, 2022
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Hobbies
- Music
- Yoga
- Spending Quality time with my family.
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.