Top 5%
John Pavlakovich at Prosperity Home Mortgage ...
Executive Mortgage Consultant | NMLS # 801982
University of Denver
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the hig... Show More
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Reviews from Web
John was absolutely amazing throughout my condo refinance. He was knowledgeable, responsive, and made the entire process smooth and stress-free from start to finish. Thanks to his dedication and expertise, everything was completed quickly and...
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Reply from Owner
December 22nd, 2025 03:00 PM
It was a pleasure to assist you with your condo refinance, Brad. I’m glad to know that my efforts helped make the process as smooth and stress-free as possible for you. Your satisfaction with how everything was handled means a lot to me. If...
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John was absolutely amazing throughout my condo refinance. He was knowledgeable, responsive, and made the entire process smooth and stress-free from start to finish. Thanks to his dedication and expertise, everything was completed quickly and...
read more
Reply from John Pavlakovich at Prosperity Home...
December 22nd, 2025 03:01 PM
I'm glad to hear you had such a positive experience with your condo refinance, Bradley. Ensuring the process is smooth and stress-free is always my goal, and I'm pleased that you found my approach helpful. Your recommendation means a lot to...
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John kept it simple, did a great job with communication, and kept the documenation requests to a minimum.
Reply from John Pavlakovich at Prosperity Home...
December 15th, 2025 06:00 PM
It's great to hear that you found the process straightforward, Patrick. I'm glad my communication helped streamline things and that you appreciated the minimal documentation requests. If there’s anything else you need or any questions down...
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John was communicative and wonderful to work with !
Reply from Owner
December 15th, 2025 04:29 PM
It's great to know that you found working with me to be a positive experience, Lacey. Communication is a key aspect of my work, so I'm happy it made a difference for you. If you have any further questions or need assistance down the road, please...
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John had to work fast for our 1031 trust purchases and did amazingly ! Thanks!
Reply from John Pavlakovich at Prosperity Home...
December 12th, 2025 01:42 AM
I'm glad to hear that everything worked out well for your 1031 trust purchases, Lacey. Working quickly in these situations is essential, and I'm pleased I could meet your needs effectively. If you have any more questions or need assistance...
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John went above and beyond to be available throughout the entire process. He and his staff were always communicative and responsive as we navigated the process. I felt confident that they were looking out for my interests and making sure we...
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Reply from John Pavlakovich at Prosperity Home...
December 11th, 2025 03:04 AM
It's great to know that my efforts and the support from my team made a positive difference during your experience, Curtis. I'm glad you felt confident and well-informed throughout the process. Your trust and recommendation mean a lot to me....
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All of my questions were answered and everything was explained out to us during the entire process. In comparison to the prior time doing this, this was a whole lot smoother process.
Reply from John Pavlakovich at Prosperity Home...
December 10th, 2025 10:55 PM
Glad to hear we were able to provide a much smoother experience for you this time around, John. I always aim to make sure every question is answered and all the details are clearly explained, so I’m very happy to hear that was your experience....
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John was excellent to work with. He was recommended by our realtor. We have worked with a few lenders and working with John and Prosperity Home Mortgage was easy. They made it all come together, even when we threw them some curve balls! Thank...
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Reply from John Pavlakovich at Prosperity Home...
December 10th, 2025 04:15 PM
It's great to hear that working with me and Prosperity Home Mortgage made the process easy for you, Jennifer. I'm glad we could navigate the challenges and come together successfully. I appreciate your realtor's recommendation as well. If there's...
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John Pavlakovich at Prosperity Home Mortgage - Denver has received a review with 5 star rating from Pitkanen F
Reply from Owner
December 10th, 2025 04:07 PM
Thank you for the perfect rating, Mati. If there's anything else I can assist you with, feel free to reach out. Thanks again!
Fadt response, adjusted quickly to challenges , online experience
Reply from John Pavlakovich at Prosperity Home...
December 10th, 2025 04:09 PM
I appreciate the feedback on the quick response and adaptability, Matilde. Navigating challenges promptly and ensuring a seamless online experience are priorities I take seriously. If there's anything more you need or additional questions you...
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About
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the highest level, earning Chairman’s Club recognition eight times and achieving President’s Club honors every year since joining HomeServices/Prosperity.
Licensed in Colorado, Arizona, California, Florida, and Minnesota, John offers a broad, multi-state perspective while delivering personalized service tailored to each client’s goals.
A graduate-level student of real estate at the University of Denver’s Daniels College of Business, John has a comprehensive understanding of the entire home buying process—from contract to closing. He began his mortgage career with Wells Fargo, Private Mortgage Banking, where he spent more than a decade honing his expertise before transitioning to HomeServices Lending (now Prosperity Home Mortgage) in 2017. This move allowed him to be part of a fully integrated “one-stop shopping” experience, aligning mortgage services seamlessly with the broader real estate transaction.
John is known for his strategic guidance, clear communication, and commitment to creating a smooth, confident experience for both clients and referral partners.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
30 Yr and 15 Yr Fixed Jumbo
30 Yr and 15 Yr Fixed Conventional
VA Loans
FHA Loans
ARM Products
Bridge Financing
Home Equity Loans
Residential Loans
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Education
- University of DenverFinance & Real EstateBachelor of Science (BS)Aug 2004 -May 2025
Positions
- Prosperity Home Mortgage - Executive Mortgage ConsultantOct 2nd, 2017 - Current
- Wells Fargo Private Mortgage Banking - Private Mortgage BankerJun 1st, 2007 - Sep 30th, 2017
Memberships
- Reading
- Sports
- Travel
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 801982
Awards
Achievements
- Presidents Club Member 2018, 2019, 2020, 2021, 2022, 2023
- Experience.com Top 5% 2020, 2021 and 2022.
- Top 1% Originators in America 2018, 2019, 2020, 2021, 2022
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Hobbies
- Music
- Yoga
- Spending Quality time with my family.
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
