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John Pavlakovich at Prosperity Home Mortgage ...
Executive Mortgage Consultant | NMLS # 801982


University of Denver
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the hig... Show More
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24 hours
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Reviews from Web
Executed Well!
Reply from John Pavlakovich at Prosperity Home...
September 2nd, 2023 07:54 PM
Thanks so much Bob!
Great working with you!
Shelley was very fast to respond and provided guidance on what i needed to provide. John was always happy and available to answer my questions and made the process very easy.
Reply from John Pavlakovich at Prosperity Home...
September 11th, 2023 06:43 PM
Thanks so much for your kind words Caitlyn. Congratulations on your new home purchase! It was a pleasure working with you! I will be sure to circle back with you once rates improve and it makes sense to refinance to lower your rate and monthly...
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John was a great communicator and made the process clear, easy, and seamless.
Reply from John Pavlakovich at Prosperity Home...
August 31st, 2023 03:45 PM
I'm thrilled to hear such great feedback, Daniel. It was a pleasure assisting you with your mortgage process. My main goal at Prosperity Home Mortgage is to ensure that the process is as clear and seamless as possible for our valued clients....
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John and his associates were very responsive to our questions during the process. They kept us up to date with what was going on in the process and what was coming next. That made the engagement with them stress free. I highly recommend John...
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Reply from John Pavlakovich at Prosperity Home...
August 30th, 2023 02:12 AM
Thanks so much for your feedback Karen.
We really appreciate it.
I will be sure to circle back when rates improve and it makes sense to refinance to a lower rate and payment.
Hope you are enjoying your new home!
Thanks again,
John
Communication, fast responses, little documentation requested
Reply from John Pavlakovich at Prosperity Home...
August 14th, 2023 07:08 PM
Thanks so much Josh.
Congratulations again on closing!
It was a pleasure working with you!
I will be sure to circle back.
Thanks again,
John
John kept us informed every step of the process. He did an excellent job in this overall process. When we were overwhelmed trying to get everything done with buying a new house from across the country and selling our current house, he would...
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Reply from John Pavlakovich at Prosperity Home...
August 8th, 2023 03:10 PM
Thanks so much for your feedback and kind words Ernie! We really appreciate it! Congratulations on your new home purchase!Welcome to Colorado! I will be sure to circle back regarding your first payment and then again when rates improve. Thanks...
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John was really helpful guiding us through this process as first time buyers. He went above and beyond in his communication, and helped to troubleshoot issues of all sizes in a timely manner.
Reply from John Pavlakovich at Prosperity Home...
August 7th, 2023 02:48 PM
Thanks so much for your kind words Heinz!
Congratulations on your new home purchase!
Really excited for you and your family!
I will be sure to circle back when rates improve.
Thanks again,
John
no problems, everything went smoothly.
Reply from John Pavlakovich at Prosperity Home...
August 4th, 2023 11:05 PM
Thanks so much Rose.
Congrats on your new home purchase!
It was a pleasure working with you. Thank you for the opportunity!
Wishing you all the Best with your new home!
Sincerely,
John
John was very responsive and would call me after hours (given my hectic work schedule). Advocated strongly for me during the process and had a team that was fast and efficient.
Reply from John Pavlakovich at Prosperity Home...
August 4th, 2023 11:06 PM
Thanks so much for your kind words Josh!It was a pleasure working with you. Thanks so much for the opportunity! I will be sure to circle back when rates improve and it makes sense to refinance into a lower rate and payment. Congratulations...
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It has been a pleasure to work with John. His attention to detail is excellent. Moreover, he always follows up and has great communication skills. We would highly recommend John!
Reply from John Pavlakovich at Prosperity Home...
August 4th, 2023 11:08 PM
Thanks so much for the kind words Colby! Congratulations on your new home purchase! It was a pleasure working with you. Thank you and Jill for the opportunity! I will be sure to circle back when it makes sense to refinance into a lower rate...
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About
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the highest level, earning Chairman’s Club recognition eight times and achieving President’s Club honors every year since joining HomeServices/Prosperity.
Licensed in Colorado, Arizona, California, Florida, and Minnesota, John offers a broad, multi-state perspective while delivering personalized service tailored to each client’s goals.
A graduate-level student of real estate at the University of Denver’s Daniels College of Business, John has a comprehensive understanding of the entire home buying process—from contract to closing. He began his mortgage career with Wells Fargo, Private Mortgage Banking, where he spent more than a decade honing his expertise before transitioning to HomeServices Lending (now Prosperity Home Mortgage) in 2017. This move allowed him to be part of a fully integrated “one-stop shopping” experience, aligning mortgage services seamlessly with the broader real estate transaction.
John is known for his strategic guidance, clear communication, and commitment to creating a smooth, confident experience for both clients and referral partners.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
30 Yr and 15 Yr Fixed Jumbo
30 Yr and 15 Yr Fixed Conventional
VA Loans
FHA Loans
ARM Products
Bridge Financing
Home Equity Loans
Residential Loans
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Education
- University of DenverFinance & Real EstateBachelor of Science (BS)Aug 2004 -May 2025

Positions
- Prosperity Home Mortgage - Executive Mortgage ConsultantOct 2nd, 2017 - Current
- Wells Fargo Private Mortgage Banking - Private Mortgage BankerJun 1st, 2007 - Sep 30th, 2017
Memberships
- Reading
- Sports
- Travel
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 801982
Awards
Achievements
- Presidents Club Member 2018, 2019, 2020, 2021, 2022, 2023
- Experience.com Top 5% 2020, 2021 and 2022.
- Top 1% Originators in America 2018, 2019, 2020, 2021, 2022
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Hobbies
- Music
- Yoga
- Spending Quality time with my family.
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.