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John Pavlakovich at Prosperity Home Mortgage ...
Executive Mortgage Consultant | NMLS # 801982


University of Denver
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the hig... Show More
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Reviews from Web
Best Mortgage company we’ve worked with. We are self employed with a very complex financial situation. We knew it was going to be rough, but John was there every step of the way to walk us through everything we needed. Super responsive, with...
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Reply from John Pavlakovich
March 11th, 2024 03:17 PM
Thanks so much for your kind words and review Kami. It was a pleasure working with you and I hope you are enjoying your new home! I will be sure to circle back to discuss refinancing into a lower rate and payment when rates come down.
Best Mortgage company we’ve worked with. We are self employed with a very complex financial situation. We knew it was going to be rough, but John was there every step of the way to walk us through everything we needed. Super responsive, with...
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Reply from Owner
March 11th, 2024 12:00 AM
Thanks so much for your kind words and review Kami. It was a pleasure working with you and I hope you are enjoying your new home! I will be sure to circle back to discuss refinancing into a lower rate and payment when rates come down.
John and Shelley were so responsive, they understood that we are nervous people and took the time to calm us. They took what normally is a painful process , due to our financial complexities, and worked very hard with us to make sense of everything....
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Reply from John Pavlakovich at Prosperity Home...
October 20th, 2023 09:46 PM
I am truly touched by your kind words, Kami. It was a pleasure to work with you and help you navigate through your financial complexities. We understand that the mortgage process can be daunting and we're thrilled to hear that our efforts made...
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John was incredibly attentive, knowledgeable, and helpful at every turn. We were in great hands throughout the entire process. John made sure that we well understood all of our options and stages of the home purchase, while also making things...
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Reply from John Pavlakovich at Prosperity Home...
October 17th, 2023 10:18 PM
Thank you so much for your kind words, Catherine. I'm thrilled to know that you felt well taken care of during the home buying process. It was my absolute pleasure to help guide you through, ensuring you were fully aware of all your options....
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John and team took a lot of time to talk with us, provide updates, and answer questions along the way.
Reply from John Pavlakovich at Prosperity Home...
October 17th, 2023 10:20 PM
I'm glad to know that you had a positive experience with us, Mariel. Your feedback is greatly appreciated. It was indeed a pleasure to serve you and assist with your queries and concerns. Trust and communication are key elements in our services...
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John was always available for questions, expertly giving us the required answers, and patiently working with us to explore all financial packages to find the best fit.He and his team worked diligently and efficiently to get all the paperwork...
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Reply from John Pavlakovich at Prosperity Home...
October 20th, 2023 09:41 PM
I'm extremely grateful for your kind words, Fernando. It was a pleasure working with you to find the right financial package, and I'm glad that my team and I could provide you with the efficient and diligent service that you deserve. Your satisfaction...
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John is Fantastic to work with!! I can’t say enough great things about him - great communication, very professional, very honest, very positive, very educational, very patient, very experienced, and a great transaction partner! Thank you John!...
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Reply from John Pavlakovich at Prosperity Home...
October 26th, 2023 03:01 PM
Thanks so much for your kind words Kathy! It's ALWAYS a pleasure working with you!
Here's to many more seamless transactions and successful closings!!
Sincerely,
John
I had an excellent experience working with John, Kristin, and Shelley at Prosperity. They walked me through every step of the process and took any delays or hiccups in stride. I had another property fall through and I need to quickly pivot...
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Reply from John Pavlakovich at Prosperity Home...
September 21st, 2023 07:00 PM
Thanks so much for your kind words Kathleen. It was a pleasure working with you. Congrats again on your new home purchase closing! I will be sure to circle back when rates improve and it makes sense to refinance into a lower rate and payment....
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John is the consummate professional and reliable
Reply from John Pavlakovich at Prosperity Home...
September 7th, 2023 03:13 PM
Thank you so much for the kind review, Rob. I'm glad to hear that you found my services professional and reliable. Here at Prosperity Home Mortgage, we always aim for excellence in our client services. I'm grateful for your high rating and...
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Felt heard, appreciated, and supported through the whole process
Reply from John Pavlakovich at Prosperity Home...
September 7th, 2023 03:13 PM
Thanks so much for the feedback Peter.
We really appreciate it.
Congratulations on your new CO home purchase!
Hope you are enjoying your new digs!
I will be sure to circle back with you.
Thanks again,
John
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About
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the highest level, earning Chairman’s Club recognition eight times and achieving President’s Club honors every year since joining HomeServices/Prosperity.
Licensed in Colorado, Arizona, California, Florida, and Minnesota, John offers a broad, multi-state perspective while delivering personalized service tailored to each client’s goals.
A graduate-level student of real estate at the University of Denver’s Daniels College of Business, John has a comprehensive understanding of the entire home buying process—from contract to closing. He began his mortgage career with Wells Fargo, Private Mortgage Banking, where he spent more than a decade honing his expertise before transitioning to HomeServices Lending (now Prosperity Home Mortgage) in 2017. This move allowed him to be part of a fully integrated “one-stop shopping” experience, aligning mortgage services seamlessly with the broader real estate transaction.
John is known for his strategic guidance, clear communication, and commitment to creating a smooth, confident experience for both clients and referral partners.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
30 Yr and 15 Yr Fixed Jumbo
30 Yr and 15 Yr Fixed Conventional
VA Loans
FHA Loans
ARM Products
Bridge Financing
Home Equity Loans
Residential Loans
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Education
- University of DenverFinance & Real EstateBachelor of Science (BS)Aug 2004 -May 2025

Positions
- Prosperity Home Mortgage - Executive Mortgage ConsultantOct 2nd, 2017 - Current
- Wells Fargo Private Mortgage Banking - Private Mortgage BankerJun 1st, 2007 - Sep 30th, 2017
Memberships
- Reading
- Sports
- Travel
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 801982
Awards
Achievements
- Presidents Club Member 2018, 2019, 2020, 2021, 2022, 2023
- Experience.com Top 5% 2020, 2021 and 2022.
- Top 1% Originators in America 2018, 2019, 2020, 2021, 2022
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Hobbies
- Music
- Yoga
- Spending Quality time with my family.
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.