John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
John and his team are rock stars. They helped me get pre-qualified in a few hours when stars aligned last minute on a property. Very efficient team who even impressed the Title Co as escrow was a breeze as everything done so timely. Bravo.
Answered my call on a Saturday morning to get pre-approved ASAP when the stars aligned on a home I was selling and one I wanted to buy fell out of escrow. Was able to make an offer within a few hours thanks to April. I'm now in my dream home....
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Reply from John Gabaldon at Waterstone Mortgag...
June 14th, 2025 12:35 PM
I'm thrilled to hear that we could assist you promptly, especially during such a crucial time. It was a pleasure working with you, and I'm glad that April and I could help facilitate your dream home purchase. Thank you for your kind words about...
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It was a great experience working with the team I know they are working with multiple families but paying a little bit more attention to detail would be great. We were misled at the beginning we were under the impression we qualified for all...
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Reply from John Gabaldon at Waterstone Mortgag...
June 13th, 2025 01:12 PM
We appreciate your feedback and are glad to hear that you had a positive experience overall with our team. We apologize for any miscommunication regarding the first-time home buyer benefits and the document submissions. Your comments are invaluable...
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John and his team were very knowledgeable and responsive to all our needs.
Reply from John Gabaldon at Waterstone Mortgag...
June 13th, 2025 05:02 AM
I'm glad to hear that you found our team knowledgeable and responsive to your needs. It was a pleasure assisting you, Esperanza, and I appreciate your trust in us at Waterstone Mortgage.
John and April are very professional! Very transparent with everything. They take their time to help you understand each and every paper you sign. Very smooth process I would recommend this mortgage company 10-10 times! Very trustworthy people!...
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John and april helped me understand everything that was going on and are able to explain each paper I sign or even after I can still call and ask questions good people !
Reply from John Gabaldon
June 11th, 2025 04:58 PM
I'm pleased to hear that you found the guidance from both April and me helpful during your mortgage process. It was a pleasure assisting you, and I appreciate your kind words. If you have any further questions, please feel free to reach out....
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All my questions were answered as a first time buyer. John and his team acted quick and made sure everything was taken care of with as little hiccups as possible
Reply from John Gabaldon
June 7th, 2025 09:39 PM
I'm glad to hear that all your questions were answered and that you experienced a smooth process as a first-time buyer. It was a pleasure working with you, and I appreciate your feedback on the prompt service you received from my team and me....
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Great job !!
Reply from John Gabaldon
June 7th, 2025 09:40 PM
Thank you, Lorenzo! I'm thrilled to hear that you had a great experience. It was a pleasure working with you at Waterstone Mortgage.
Had no problems, super professional and would highly recommend them for or to anyone! The best experience ever!!
Reply from John Gabaldon
June 6th, 2025 06:15 PM
I'm thrilled to hear that you had such a positive experience and found everything to be super professional. It was a pleasure assisting you, and I truly appreciate your recommendation.
It was simple. They would explain if I did not get what forms I needed. It was a helpful jounry and it was made possible.
Reply from John Gabaldon
June 5th, 2025 03:32 PM
I'm glad to hear that the process was straightforward for you and that you found the explanations helpful. It was a pleasure assisting you on your journey with Waterstone Mortgage. Thank you for your kind words.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001
Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions