

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
John and his Waterstone Mortgage team are very nice and very knowledgeable and professional and persistent on there job , they went above and beyond to make ut happen we close on our home and we are so HAPPY ♥️🙏 I greatly recommend John Gabaldon...
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Reply from John Gabaldon
June 25th, 2025 01:49 PM
I'm thrilled to hear that you had such a positive experience with us. It was a pleasure assisting you, and I'm delighted that we could help you close on your home. Thank you for your kind recommendation.
There were a few times when I was asked for documents I had already turned in. I was asked to explain any HOA fees currently being paid and I responded and explained on 3 separate occasions that there wasn't. There's were so many questions...
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Reply from John Gabaldon
June 24th, 2025 08:38 PM
Thank you for sharing your detailed feedback, Veronica. I apologize for the repeated requests for documents and any confusion regarding the relevance of certain inquiries. I understand the inconvenience caused by the changes to your closing...
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El trabajo q ofrece John es excepcional. Muy atento, nos guió en todo moment. Lo recomiendo 100%, muchas gracias por todo
Reply from John Gabaldon
June 23rd, 2025 11:05 PM
I'm thrilled to hear that you found my service exceptional and attentive, Maria. It was a pleasure guiding you through the process. Thank you for your kind recommendation and trust in Waterstone Mortgage.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Edgar G
Todos. Muy amables
Reply from John Gabaldon
June 21st, 2025 03:42 PM
I'm glad to hear that you found our team to be very kind. It was a pleasure assisting you at Waterstone Mortgage. Thank you for your feedback.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Kevin G
Really appreciate John Gabaldon and his team
Reply from John Gabaldon
June 20th, 2025 03:37 PM
Thank you, Kevin, for your kind words. I am glad to hear that you appreciate the efforts of my team and me. It was a pleasure working with you, and we look forward to assisting you in the future.
(Translated by Google) Excellent team! I 100% recommend John Gabaldon's group. John was very kind throughout the entire process, and I am very grateful for all the effort and dedication he showed me.(Original)Excelente equipo recomiendo 100%...
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Mi experiencia con John Gabaldon fue excelente , es una excelente persona. Recomiendo 100% sus servicios, muchas gracias por toda su colaraboracion a el y su equipo a la verdad me senti muy complacido
Reply from John Gabaldon at Waterstone Mortgag...
June 19th, 2025 02:25 PM
I'm thrilled to hear that your experience was excellent, Jose. It was a pleasure working with you, and I'm grateful for your recommendation. Thank you for acknowledging our team's efforts.
John and his team are rock stars. They helped me get pre-qualified in a few hours when stars aligned last minute on a property. Very efficient team who even impressed the Title Co as escrow was a breeze as everything done so timely. Bravo.
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions