

John Belli
Branch Manager, VP | NMLS# 254976

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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John was super helpful when answering any of my questions, not to mention he was always available and timely when finishing tasks. Working with someone from out of town could have been very stressful, but John was super easy to work with and...
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John Belli was extremely helpful and got us through our paperwork quickly and efficiently! He is very polite and knowledgeable. I would highly recommend him to my friends and family!
In the middle of a home loan with another lender, and I halted the process due to inaccurate guidance. I called John. He reviewed the numbers, followed thru with my purchase, and all in the original time frame. Plus got me a lower interest...
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John was very helpful in so many areas. As first time home buyers, we didn't really know what to expect or how to get ready, but John was very patient with us and explained in details and also worked during non-work hours to help us and answer...
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I heard from my newer son-in-law that a friend used John Belli for a new home loan, so I contacted John and also a leading local bank for a new home loan for myself, providing both with my financial records. After a couple weeks down the road...
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I literally cannot say enough good things about John Belli as a Mortgage Advisor and as a person.We had an extremely complicated loan application scenario because we own our own businesses. John was confident and diligent in finding a lender...
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John Belli assisted me with a refinance 2 years ago. When i sold that home and relicated to Portland i asked John to help me finance my new home. I was in a tight deadline and John was able to get me financed and into my new home without any...
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When looking to refinance our home mortgage John was extremely helpful. Our refinance wasn't as straightforward as most and John worked with the underwriters until we were able to refinance. He was always available when I had questions and...
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John, is extremely helpful assisting me with my loan process. Always there to answer my questions very promptly. He is very knowledgeable. It was a pleasure working with John!
He was quickening acting and up front with what he needed. He was very capable and knowledgeable about what and how everything needed to happen. He truly helped me when I needed it. Thanks John
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 254976
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.