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John Baldridge at Prosperity Home Mortgage - ...
Executive Purchase Loan Officer | NMLS# 1942991

Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
John is a very personable guy. Easy to talk to and he listens. He and his team are thorough and communicate with everyone.
10 out of 10 would NOT recommend. While John did what I presume is his best, it was an overall terrible experience. From the beginning, I felt pressured to use Prosperity due to their relationship with Berkshire Hathaway. I was informed of...
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John and Peter were so helpful and timely
John and his team are absolutely amazing! I had such a difficult set of circumstances and obstacles to overcome with my transaction and John saw them coming and pivoted and came up with solutions every time! He was unrelenting in making sure...
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Very fast service turning a cash purchase into a loan and still closed on time. Greatly appreciated.
There was a lot of last minute emails about things that we needed to do the day before closing that should've been realized before that.
He's just a great guy to work with. Very knowledgeable, personable, and easy to get a hold of.
John was great, but the underwriters were literally asking us for more information less than 24 hours before closing. The underwriting process as a whole was insanely miserable.
John and his team worked diligently and efficiently to make dreams come true.
Once we got to underwriting previous agreements about just needing a letter of commitment from my new school district was not good and we needed a full contract. If I had been told earlier I could have got one much easier, but waiting until...
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About
Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump into the Lenders side of the business with both feet. I started out as a Loan Processor until I decided to get licensed as a Mortgage Loan Originator years and years ago. I have an extremely well rounded knowledge of our business as a whole! I don’t do business as a one and done. Plan on sticking with me for life. I absolutely love helping my clients with their financial goals and love it even more when I get to call my clients saying “Congratulations your loan has FUNDED” .
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLSR #1942991
- AZ license 1007972
- CA license CA-DBO1942991
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Awards
Top 1% Mortgage Or...
Hobbies
- God, Family, Friends, Softball, Coach, Service
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.