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John Baldridge at Prosperity Home Mortgage - Newport Beach - Executive Purchase Loan Officer | NMLS# 1942991 in Newport Beach, CA
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John Baldridge at Prosperity Home Mortgage - ...

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Executive Purchase Loan Officer | NMLS# 1942991

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Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump... Show More
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Business Hours
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9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
92%
4 Star
5%
3 Star
1%
2 Star
1%
1 Star
1%
Reviews from Web
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    Kevin K
    Butte, MT
    Posted on January 29th, 2025 07:25 PM
    When we started looking for our first home loan we were lost. Everyone at Prosperity Mortgage made it easy to find the best loan we needed and when we had questions they were there fast with all the answers. The step by step email were also...
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    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm thrilled to hear about your great experience, Kevin! It's of utmost importance to us at Prosperity Home Mortgage to guide our clients through every step of the process, ensuring their understanding and satisfaction. I'm delighted that you...
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    Mona Q
    Hamilton, MT
    Posted on January 21st, 2025 09:49 PM
    There were parts of the process that were great and others that made this particular transaction very stressful . I believe everyone started out strong, but things became very complex and compressed as we worked with the team through 3 holidays...
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    Ericka K
    Helena, MT
    Posted on January 15th, 2025 05:47 PM
    Communication was clear and timely.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Ericka, I'm really glad to hear that the communication during the purchase was clear and timely. It's my aim to facilitate a smooth process for all my clients and it sounds like it worked out well for you. Thank you for the 5-star review and...
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    Steven P
    Belgrade, MT
    Posted on January 3rd, 2025 12:57 AM
    John was available to answer all of our questions. John also kept us updated throughout the process of getting our mortgage at every opportunity. We especially appreciated the videos he sent via email keeping us updated.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Hi Steven, I'm thrilled to hear of your positive experience with us at Prosperity Home Mortgage. I'm pleased to know that you found the email updates and videos helpful. I am always here to answer any questions and keep you informed throughout...
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    Christina P
    Belgrade, MT
    Posted on December 25th, 2024 03:09 AM
    I got a home loan when I wasn't sure I would.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    So thrilled to hear about your positive experience, Christina! It's not always easy navigating the home loan process, especially when there are doubts in the mix. I'm glad to have been able to assist you and help turn your uncertainty into...
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    Jarrett E
    Belgrade, MT
    Posted on December 23rd, 2024 01:54 PM
    John and his team did a very good job of communicating and educating along the way. This being my first refinance, his team did a great job of holding my hand through it and making it easy for me.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    It's wonderful to hear that you had such a positive experience with our team, Jarrett! As it was your first refinance, we're thrilled that we could make the process simple and educate you along the way. Your feedback means the world to us and...
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    Carla D
    Bozeman, MT
    Posted on December 17th, 2024 03:44 AM
    Great job!
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Thank you, Carla. Your 5 star review means more than you know.
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    Scott B
    Mokelumne Hill, CA
    Posted on December 11th, 2024 10:06 PM
    team closed the loan fast and on time!
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Thank you so much for your feedback, Scott. I'm glad to hear that you were satisfied with the speed and efficiency of our process with The Baldridge Group. We try our best to meet the needs of our customers in record time! It was a pleasure...
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    Matthew K
    Mokelumne Hill, CA
    Posted on December 11th, 2024 04:19 AM
    from the start of this purchase myself and my mom were met with smiles and greetings that continued throughout the whole process, purchasing a home is very difficult and John and kat made it seem effortles. I would 100% us both of them again...
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    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Matthew, thank you for your heartfelt feedback, it means a lot. I'm glad to hear you and your mom felt welcomed by our team at Prosperity Home Mortgage throughout the entire process. It's our goal to make the home buying experience as smooth...
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    Matthew G
    Butte, MT
    Posted on December 8th, 2024 05:04 PM
    Open communication, availability, john, you and your team as well as jayde who introduced us have all been amazing beyond belief.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Thank you so much for your kind words, Matthew. I'm thrilled to hear you felt our communication and availability met your expectations. It was a pleasure assisting with your home purchase, and it's fantastic to know you had a great experience...
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    About
    Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump into the Lenders side of the business with both feet. I started out as a Loan Processor until I decided to get licensed as a Mortgage Loan Originator years and years ago. I have an extremely well rounded knowledge of our business as a whole! I don’t do business as a one and done. Plan on sticking with me for life. I absolutely love helping my clients with their financial goals and love it even more when I get to call my clients saying “Congratulations your loan has FUNDED” .
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLSR #1942991
    • AZ license 1007972
    • CA license CA-DBO1942991
    • View All
    Awards
    Top 1% Mortgage Or...
    Hobbies
    • God, Family, Friends, Softball, Coach, Service
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.