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John Baldridge at Prosperity Home Mortgage - Newport Beach - Executive Purchase Loan Officer | NMLS# 1942991 in Newport Beach, CA
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John Baldridge at Prosperity Home Mortgage - ...

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Executive Purchase Loan Officer | NMLS# 1942991

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Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
92%
4 Star
5%
3 Star
1%
2 Star
1%
1 Star
1%
Reviews from Web
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    Jamie E
    Butte, MT
    Posted on March 11th, 2025 03:40 AM
    Loved how available john was and put me in the right direction
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Thank you so much, Jamie! I'm thrilled to hear that you had a positive experience. Being available and guiding you in the right direction is always my goal. It was a pleasure assisting you with your home purchase, and I hope you're settling...
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    Gregory P
    Yucaipa, CA
    Posted on March 10th, 2025 11:06 PM
    John is a quintessential professional in his field! He is always ready and willing to help answer questions, explain processes, and resolve any problems throughout the process. He does his best to work around your schedule including late night...
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    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Gregory, thank you so much for your kind words. It was a pleasure working with you on your refinance. I'm glad I could help make the process smoother for you, and I'm always here to answer any questions or address any concerns you might have...
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    Eunyoung S
    Bozeman, MT
    Posted on March 8th, 2025 11:16 PM
    John made every step of the process fast and effective! He explained the process step by step.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Thank you so much for your kind words, Eunyoung. I'm really glad to hear that you had a positive experience and that the process felt fast and effective for you. It was my pleasure to guide you through each step and explain everything along...
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    Zachary H
    Florence, MT
    Posted on March 6th, 2025 11:59 PM
    John was always available, reasonable, and willing to hear me out.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Zachary, I'm so glad to hear that you felt supported throughout the process! Being available and truly listening to your needs are priorities for me, and it means a lot to know that it made a difference for you. I'm here for any future questions...
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    Claire K
    Hamilton, MT
    Posted on March 5th, 2025 12:08 AM
    Bexause John always gets a gold star.❤️
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I LOVE GOLD STARS!! Thank you sincerely for the continued support and trust with your clients and friends! :)
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    Linda A
    Jackson, CA
    Posted on February 25th, 2025 11:56 PM
    Responses and response times were excellent. Walked me through every step and made it as easy as it could be under the circumstances. Buyng and selling in today's market is a challenge. They made it as painless as possible.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Linda, I'm really glad to hear that you had a positive experience with your home purchase. It was a pleasure walking you through the process and ensuring everything went smoothly for you. Buying and selling can indeed be challenging in today's...
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    Gary C
    Stevensville, MT
    Posted on February 22nd, 2025 05:14 AM
    John was very helpful and listened to my concerns and needs. He worked to get us the best deal possible and didn't pressure me.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Thank you so much for the kind words, Gary. It was a pleasure assisting you with your refinance. I'm glad we could address your concerns and find the best deal to suit your needs. It's important to me that my clients never feel pressured, and...
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    Connie R
    Redlands, CA
    Posted on February 12th, 2025 05:51 PM
    Top notch performance! My new go-to dependable lender! Thank you so much for being available on such short notice!
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm thrilled to hear that you had such a positive experience, Connie! It was a pleasure working with you, and I'm glad I could be there when you needed quick support. Your kind words mean a lot, and I'm excited to be your go-to lender for any...
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    Shannon M
    Redlands, CA
    Posted on February 12th, 2025 03:04 AM
    John and his team were available for any questions that I had and were very quick to answer those questions. They also made me feel as if they really wished the best for me throughout the whole process.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Thank you so much, Shannon! I'm thrilled to hear that you felt supported throughout the process. It was a pleasure working with you and helping you on your journey to purchasing your home. My team and I are always here to help whenever you...
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    Fang C
    Missoula, MT
    Posted on January 30th, 2025 03:38 AM
    John and his team were very consious about customers' needs, and were very willing to tried extra miles to meet customers' needs. Thank you very much for your great service.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Fang, your kind words mean the world to me. I truly appreciate you taking the time to share your experience. Helping clients like you achieve their homeownership dreams is why I do what I do. The whole team at Prosperity Home Mortgage works...
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    About
    Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump into the Lenders side of the business with both feet. I started out as a Loan Processor until I decided to get licensed as a Mortgage Loan Originator years and years ago. I have an extremely well rounded knowledge of our business as a whole! I don’t do business as a one and done. Plan on sticking with me for life. I absolutely love helping my clients with their financial goals and love it even more when I get to call my clients saying “Congratulations your loan has FUNDED” .
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLSR #1942991
    • AZ license 1007972
    • CA license CA-DBO1942991
    • View All
    Awards
    Top 1% Mortgage Or...
    Hobbies
    • God, Family, Friends, Softball, Coach, Service
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.