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John Baldridge at Prosperity Home Mortgage - Newport Beach - Executive Purchase Loan Officer | NMLS# 1942991 in Newport Beach, CA
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John Baldridge at Prosperity Home Mortgage - ...

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Executive Purchase Loan Officer | NMLS# 1942991

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Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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5 Star
92%
4 Star
5%
3 Star
1%
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1 Star
1%
Reviews from Web
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    Mark D
    Rio Rancho, NM
    Posted on July 21st, 2025 02:29 PM
    and his staff were excellent! They provided me with the information needed at the time it was needed and moved quickly to stay ahead of the process and keep me informed. From start to finish the process was easy and things proceede
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm really pleased to hear that you had a positive experience, Mark. It’s important to me to provide timely information and keep everything on track from beginning to end. Knowing that I and the team kept you informed and that the process was...
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    Rebecca D
    Rio Rancho, NM
    Posted on July 21st, 2025 01:20 PM
    His videos were helpful to let us know he hadn't forgotten us but someone dropped the ball when it came to checking my credit report. They told us to correct the errors in the credit report but when we did, they didn't follow up to check. Then...
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    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I appreciate your feedback, Rebecca. I'm glad that the videos were helpful and conveyed my ongoing commitment to your process. However, I'm sorry for the oversight with your credit report and the resulting frustration it caused. It’s important...
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    William M
    Sacramento, CA
    Posted on July 17th, 2025 01:20 PM
    there were a lot of hurdles to overcome to get this approved John was on top of this in a very timley matter and made it work
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Thank you for sharing your thoughts, William. It's great to hear that despite the hurdles, we were able to navigate the process successfully. Being responsive and ensuring progress is something I always strive for, so I'm glad it was helpful...
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    McKinlie H
    Three Forks, MT
    Posted on July 16th, 2025 03:18 AM
    Prosperity made our home purchase very easy and smooth. Prosperity is great with communication and made sure everything was done on time and they were always on top of everything!
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Thank you for sharing your experience, McKinlie. I'm really glad to hear that the home purchase process felt easy and smooth for you. Ensuring clear communication and timely updates is something I prioritize, so it's wonderful to know it contributed...
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    John C
    West Yellowstone, MT
    Posted on July 15th, 2025 08:05 PM
    I just only wish, an independent broker such as myself, could avail your loan services.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Thank you for your kind words, John. I appreciate your desire to work with Prosperity Home Mortgage from an independent broker's perspective. It's always encouraging to know that our services are sought after. If there's ever anything more...
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    Rob K
    West Yellowstone, MT
    Posted on July 15th, 2025 04:03 AM
    Easiest financing deal I have ever be part of in 40+ years as a real estate broker.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I really appreciate your feedback, Rob. It’s an honor to hear that you found this financing deal to be the easiest you’ve experienced in your extensive career as a real estate broker. Making the process seamless and efficient is always my goal,...
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    David C
    West Yellowstone, MT
    Posted on July 15th, 2025 02:11 AM
    John and the staff was great about keeping me informed of the progress.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm glad to hear that you felt well-informed throughout the process, David. Keeping clients updated is something I take seriously, and it's great to know it made a difference for you. If there's anything else you need or any questions that...
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    Justin H
    Three Forks, MT
    Posted on July 14th, 2025 06:23 PM
    Everyone was so kind and so easy to work with! I never felt like I was in the dark and received great timely updates regularly!
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    It's wonderful to hear that you found my team and me easy and kind to work with, Justin. Keeping clients informed with timely updates is something I’m committed to, and I’m glad it helped you feel in the loop throughout the process. If there's...
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    Oliver C
    Seattle, WA
    Posted on July 14th, 2025 03:04 PM
    John is a dedicated businessman who is always willing to help out. We appreciate his commitment to doing whats best.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Thank you, Oliver, for your kind words. I'm pleased to know that my dedication and willingness to help made a positive impact on your experience. It's important to me to always do what's best for my clients. I know we had some bumpy spots throughout...
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    Darren G
    Corvallis, MT
    Posted on July 10th, 2025 04:56 PM
    The interaction and the finding solutions to make the loan happen.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Thank you, Darren, for highlighting the interaction and solution-finding process in your review. I’m glad that I could assist in making your loan happen, and it means a lot to know that this aspect stood out to you. If you ever have more questions...
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    About
    Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump into the Lenders side of the business with both feet. I started out as a Loan Processor until I decided to get licensed as a Mortgage Loan Originator years and years ago. I have an extremely well rounded knowledge of our business as a whole! I don’t do business as a one and done. Plan on sticking with me for life. I absolutely love helping my clients with their financial goals and love it even more when I get to call my clients saying “Congratulations your loan has FUNDED” .
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLSR #1942991
    • AZ license 1007972
    • CA license CA-DBO1942991
    • View All
    Awards
    Top 1% Mortgage Or...
    Hobbies
    • God, Family, Friends, Softball, Coach, Service
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.