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John Baldridge at Prosperity Home Mortgage - Newport Beach - Executive Purchase Loan Officer | NMLS# 1942991 in Newport Beach, CA
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John Baldridge at Prosperity Home Mortgage - ...

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Executive Purchase Loan Officer | NMLS# 1942991

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Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump... Show More
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9 AM to 5 PM
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closed
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closed
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5 Star
92%
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5%
3 Star
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Reviews from Web
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    Clark C
    Missoula, MT
    Posted on August 29th, 2025 05:34 PM
    Great communication, always available
    Reply from John Baldridge at Prosperity Home M...
    August 29th, 2025 05:57 PM
    Thank you for your feedback, Clark. I'm pleased to know that you appreciated the communication and felt that I was readily available. Being accessible and keeping clients informed is a priority for me, and it's great to hear it made a positive...
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    Jaime R
    Missoula, MT
    Posted on August 28th, 2025 02:41 PM
    John was very professional and assisted us throughout the entire process of purchasing a home.
    Reply from John Baldridge at Prosperity Home M...
    August 28th, 2025 03:24 PM
    Thank you for your feedback, Jaime. I'm pleased to hear that you found my assistance professional throughout your home purchase process. Ensuring a smooth experience for you is always a top priority. If you have any further questions or need...
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    Alysandra V
    Pine Grove, CA
    Posted on August 25th, 2025 04:10 PM
    The communication and he didn't even care that my ridiculous questions came to him every day!
    Reply from John Baldridge at Prosperity Home M...
    August 25th, 2025 04:19 PM
    I'm glad to hear that you felt comfortable reaching out with questions, Alysandra, no matter how often or what type they were. Effective communication is a cornerstone of my work, and it's important to me that you never feel hesitant to ask...
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    Jessica G
    Seattle, WA
    Posted on August 19th, 2025 01:54 PM
    Excellent communication, clearly highly experienced, and top notch customer care!
    Reply from John Baldridge at Prosperity Home M...
    August 19th, 2025 04:44 PM
    Jessica, thank you for your wonderful feedback. I'm pleased to hear that you valued the communication and customer care during your experience with me. It's crucial to me that each client feels supported and informed, so I'm glad this came...
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    Jason G
    Seattle, WA
    Posted on August 16th, 2025 12:58 AM
    Great communication and responsiveness in a fast, highly competitive market. Initial verification was thorough so there were no surprises when we were in the home stretch.
    Reply from John Baldridge at Prosperity Home M...
    August 16th, 2025 01:05 AM
    I appreciate your feedback, Jason. I'm glad to hear that the communication and responsiveness met your expectations, especially in such a fast-paced market. It's important to me to start with a thorough verification process to ensure a smooth...
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    Christi L
    Sula, MT
    Posted on August 15th, 2025 02:53 PM
    The communication on this mortgage was the worst I have experienced. We closed ten days late after switching lenders two business days before the original closing due to John learning the original investor did not lend on log cabins. We also...
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    Barbara W
    Lolo, MT
    Posted on August 4th, 2025 10:54 PM
    First time working with Prosperity. I did really like the email communication as to where the loan process was at. I was the sellers agent and it wasn't till the day before we were suppose to close that we realized the amendment changing the...
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    Reply from John Baldridge at Prosperity Home M...
    August 4th, 2025 11:06 PM
    Thank you for sharing your experience, Barbie. I’m glad to hear that you appreciated the email communication throughout the loan process. I understand how crucial timely updates are, especially in real estate transactions. I'm sorry about the...
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    Laura T
    Missoula, MT
    Posted on August 4th, 2025 03:23 PM
    John was attentive, knowledgable, timely, and kind. this was a big move for me to buy rental property for the first time while also out of state great support!!
    Reply from John Baldridge at Prosperity Home M...
    August 4th, 2025 03:47 PM
    Thank you so much for your kind words, Laura. I'm glad to hear that I could provide the support and attention you needed during such a significant purchase, especially managing it from out of state. It's important to me that my clients feel...
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    Qwinn L
    Corvallis, MT
    Posted on July 23rd, 2025 11:43 AM
    John's thoroughness to make sure I understood the whole loan process.
    Reply from John Baldridge at Prosperity Home M...
    August 15th, 2025 05:05 PM
    I'm delighted to hear that you appreciated my thoroughness throughout the loan process, Qwinn. Ensuring my clients fully understand each step is a priority for me, as it helps make the experience as seamless as possible. If you have any further...
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    Susan W
    Missoula, MT
    Posted on July 21st, 2025 04:38 PM
    John and his team were very responsive and easy to work with.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Thank you for your kind words, Susan. I'm glad to hear that you found us responsive and easy to work with. Being attentive and ensuring a smooth process is very important to me, and it's wonderful to know that this reflected in your experience....
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    About
    Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump into the Lenders side of the business with both feet. I started out as a Loan Processor until I decided to get licensed as a Mortgage Loan Originator years and years ago. I have an extremely well rounded knowledge of our business as a whole! I don’t do business as a one and done. Plan on sticking with me for life. I absolutely love helping my clients with their financial goals and love it even more when I get to call my clients saying “Congratulations your loan has FUNDED” .
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLSR #1942991
    • AZ license 1007972
    • CA license CA-DBO1942991
    • View All
    Awards
    Top 1% Mortgage Or...
    Hobbies
    • God, Family, Friends, Softball, Coach, Service
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.