

Joe Zamoiski
SVP | Sales Manager | NMLS ID #118525

Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Enterta... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
Thank you Joe and team, much appreciated!
Joe and his team were excellent in laying out our options, getting on calls and explaining things in plain English and communicating throughout the entire process. He even recommended an excellent HVAC contractor, which we ended up using. Highly...
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Joe
Thank you so very much for all your help. My refinance was so smooth!
Best
Cindy
Joe helped us get a great loan for our recent home purchase. He was extremely responsive throughout the process, and even willing to talk to us after business hours when we had questions. I would definitely work with Joe again.
Things move swiftly and smoothly.
We cannot say enough good things about Joe! We first contacted him months before we even started looking at houses and he patiently answered all our questions without any strings attached. Later, when we unexpectedly put in an offer with 24...
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My husband and I worked with Joe when we purchased and later refinanced our house and Joe was incredible to work with. Joe is extremely intelligent, responsive, and thorough. Because of Joe’s hard work, our closing and refinancing both went...
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My husband and I worked with Joe when we purchased and later refinanced our house and Joe was incredible to work with. Joe is extremely intelligent, responsive, and thorough. Because of Joe’s hard work, our closing and refinancing both went...
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Was a quick and painless VA loan. Closed in 32 days. Joe was very informative when I asked questions and showed interest that 8 was getting the best deal.
We were promised no fee and then were told Joe had no choice but to charge us a fee of $1200
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About
Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Entertainment (the parent company of the Washington Wizards and the Washington Capitals) and now with Atlantic Coast Mortgage. Joe joined the mortgage industry in 1998 and found the business appealing as it was an opportunity to help people navigate the home buying process. His mission has always been to ensure each client feels informed, confident, and comfortable from day one. Joe has also been teaching 1st-time buyer seminars for over 20 years.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Second mortgages
Construction loans
Refinance transactions
Purchase transactions
Purchase and Refinance transactions
Conventional Loans
FHA Loan
USDA Loan
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Memberships
- President Club Winner
- Top Mortgage Pro 2025
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #118525
- Licensed in DC, GA, MD, VA, SC
Awards
Achievements
- Presidents Club from 2000-2025
Hobbies
- Going to Movies
- Reading
- HART For Animals
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Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Georgia Residential Mortgage Licensee | All Rights Reserved. Copyright © 2026