

Joe Zamoiski
SVP | Sales Manager | NMLS ID #118525

Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Enterta... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
Joe and his team were fantastic! Very thorough, clear, and communicative. I'd recommend to anyone!
I was asked repeatedly to send the same set of documents, despite having already sent them. Better communication, both with me, and within the Sandy Spring team, would have made it a lot better.
Joe always made himself available through my many failed offers. When I finally had an offer stick, he and his team did an amazing job getting my loan closed.
Joe was so fantastic to work with. As a first time homebuyer with a limited budget, I was really anxious about the whole process, but Joe took the time to walk me through the process and answer all of my questions. He and his team were so easy...
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From the moment we reached out to Joe after a referral from a friend, he was so responsive and friendly. As a first time buyer - he put up with all of my questions and concerns in such a friendly manner and quickly too. He provided great options...
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Joe made our first home purchase very easy and painless. I would definitely use Joe again and would be my recommendation to family and friends.
Joe and his team were responsive throughout the process and the house closed within 30 days! Moreover, I got a great interest rate and mortgage product. Thanks!
Joe was nice and helpful. I felt comfortable working with him, and felt like he does a good job. His team however is not that great. I felt like I was working with the JV team. Lex’s professionalism is questionable at best. I would not work...
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We were sceptical of doing business with Joe as he is a friend, but the experience could not have been better. He and the team were professional, couterous and flexible in working with us to not only find the right mortgage, but in dealing...
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Joe gave me great upfront advice about loan options (401k loan for down payment) and was always responsive and friendly whenever I needed him.
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About
Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Entertainment (the parent company of the Washington Wizards and the Washington Capitals) and now with Atlantic Coast Mortgage. Joe joined the mortgage industry in 1998 and found the business appealing as it was an opportunity to help people navigate the home buying process. His mission has always been to ensure each client feels informed, confident, and comfortable from day one. Joe has also been teaching 1st-time buyer seminars for over 20 years.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Second mortgages
Construction loans
Refinance transactions
Purchase transactions
Purchase and Refinance transactions
Conventional Loans
FHA Loan
USDA Loan
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Memberships
- President Club Winner
- Top Mortgage Pro 2025
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #118525
- Licensed in DC, GA, MD, VA, SC
Awards
Achievements
- Presidents Club from 2000-2025
Hobbies
- Going to Movies
- Reading
- HART For Animals
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Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Georgia Residential Mortgage Licensee | All Rights Reserved. Copyright © 2026