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Joe Zamoiski - SVP | Sales Manager | NMLS ID #118525 in Fairfax, VA

Joe Zamoiski

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SVP | Sales Manager | NMLS ID #118525

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Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Enterta... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM(Open now)
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Reviews from Web
  • Encompass
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    Carolyn C
    Rockville, MD
    Posted on February 14th, 2021 01:39 AM
    Very smooth and thorough process. Thanks!
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    Noel M
    Gaithersburg, MD
    Posted on February 12th, 2021 12:27 PM
    As always, Joe and his team are amazing.
  • Encompass
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    Jeffrey M
    Silver Spring, MD
    Posted on February 10th, 2021 12:16 PM
    Joe and his excellent team are so friendly, efficient, and excellent at what they do. From explaining all of the ins and outs to just making everything easier on their customers I can’t say enough about how great of experience we have always...
    read more
  • Encompass
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    Joseph B
    Gaithersburg, MD
    Posted on February 9th, 2021 01:21 PM
    Joe helped us a lot last year when our first lender was a nightmare. His team was able to do in 2 weeks what our old lender couldn't do in a month. So a year later when we refinanced we first thought of Joe and his team. Once again fast, professional...
    read more
  • Encompass
    C
    Christopher A
    Ashburn, VA
    Posted on February 7th, 2021 04:59 PM
    Worked with joe many time and does a great job helping you understand what options you have and their trade offs
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    Meghan A
    Ashburn, VA
    Posted on February 7th, 2021 01:46 PM
    Joe was great. Very responsive and always willing to walk us through everything during the refinancing process and get us the best rate. Highly recommend!
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    Mark D
    Bethesda, MD
    Posted on February 5th, 2021 02:30 PM
    Very efficient process.
  • Encompass
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    Asad H
    Bethesda, MD
    Posted on February 5th, 2021 02:16 PM
    Joe was incredibly helpful throughout the process. We were applying for a construction loan from out of town, but he took the time to get us know and was great about communicating with us throughout the process. Ultimately, we were able to...
    read more
  • Encompass
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    Andrea W
    Centennial, CO
    Posted on February 5th, 2021 02:05 PM
    Joe was knowledgeable, available, advocated on our behalf, got us an awesome rate and just a general pleasure to work with!
  • Encompass
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    Cynthia D
    Washington, DC
    Posted on February 3rd, 2021 03:10 PM
    Joe was accessible, communicative, and did not hesitate to any questions. He helped this process feel a lot less overwhelming.
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    About
    Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Entertainment (the parent company of the Washington Wizards and the Washington Capitals) and now with Atlantic Coast Mortgage. Joe joined the mortgage industry in 1998 and found the business appealing as it was an opportunity to help people navigate the home buying process. His mission has always been to ensure each client feels informed, confident, and comfortable from day one. Joe has also been teaching 1st-time buyer seminars for over 20 years.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    Second mortgages
    Construction loans
    Refinance transactions
    Purchase transactions
    Purchase and Refinance transactions
    Conventional Loans
    FHA Loan
    USDA Loan
    View All
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    Memberships
    • President Club Winner
    • Top Mortgage Pro 2025
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    1998

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #118525
    • Licensed in DC, GA, MD, VA, SC
    Achievements
    • Presidents Club from 2000-2025
    Hobbies
    • Going to Movies
    • Reading
    • HART For Animals
    • View All
    Disclaimer
    Atlantic Coast Mortgage, LLC | Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Georgia Residential Mortgage Licensee | All Rights Reserved. Copyright © 2026