

Joe Zamoiski
SVP | Sales Manager | NMLS ID #118525

Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Enterta... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM(Open now)
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Reviews from Web
Joe was non-responsive. We refinanced a previous property with him and he was great, but this time around, he was totally not involved, never returned my calls, and essentially made his staff handle his mistakes (there was a mistake on the...
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I liked that is was easy to get information in a timely manner from the whole team. Everyone was great to work with!! We got a great rate and I appreciate all of the hard people sandy spring did for us
Had a great experience with Joe and the team!
My fiancé and I were first time home buyers. He’s self employed and I work part time. This made us very stressed for home buying as our documentation was far from simple. Joe and his team were so so so helpful in getting us through the process!...
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Joe and his team communicate clearly and efficiently. They make the process as painless as possible. And because they keep you informed, there are no surprises or emergencies. Joe gives you options, explains the options so you can make and...
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Joe was always very quick to respond and did a great job of letting us know when we should expect to hear from other members of his team and what their involvement would be.
Joe is great to work with. Even if there is a bump along the way, Joe fixes it immediately and puts his customers first.
Thanks, Joe!
Bryan Callaghan
Joe and his team was very quick to reply and helped us move quickly through everything. I had a job change in the middle and they helped me figure out the details involved in doing that.
Joe always answers all of our questions quickly and honestly. He also keeps up updated on any chances and/or steps in our process. We feel confident using Joe when refinancing. Thanks, Joe!
His advice and recommendations towards my needs and situation.
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About
Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Entertainment (the parent company of the Washington Wizards and the Washington Capitals) and now with Atlantic Coast Mortgage. Joe joined the mortgage industry in 1998 and found the business appealing as it was an opportunity to help people navigate the home buying process. His mission has always been to ensure each client feels informed, confident, and comfortable from day one. Joe has also been teaching 1st-time buyer seminars for over 20 years.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Second mortgages
Construction loans
Refinance transactions
Purchase transactions
Purchase and Refinance transactions
Conventional Loans
FHA Loan
USDA Loan
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Memberships
- President Club Winner
- Top Mortgage Pro 2025
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #118525
- Licensed in DC, GA, MD, VA, SC
Awards
Achievements
- Presidents Club from 2000-2025
Hobbies
- Going to Movies
- Reading
- HART For Animals
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Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Georgia Residential Mortgage Licensee | All Rights Reserved. Copyright © 2026