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Guild Mortgage - Joey Cummings
Originating LOA | NMLS# 1310645


Pfeiffer University
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear com... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5:30 PM
Fri
8:30 AM to 5:30 PM
Sat
closed
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Reviews from Web
A-ma-zing -that is the only rating I would give to describe the hard working, tenacious Joey. She is awesome and I wouldn’t be in my home without her.
Reply from Joey Cummings
February 3rd, 2024 03:21 AM
Aweeee, thank you. You are the real STAR! So happy we crossed paths. I am so proud of you!
Joey is an awesome person to work with, she made buying process simple and easy. The dedication she has towards her work and clients is impeccable.
Reply from Joey Cummings
March 3rd, 2024 06:41 PM
Aweee, I am deeply grateful. Thank you so much.
First I want to say thank you to Joey Cummings. She made my process of becoming a homeowner a breeze. I will be returning for my next property purchase. Thanks again.
A happy customer.
Reply from Joey Cummings
February 3rd, 2024 03:22 AM
I am so happy to hear this. You were a joy to serve. I wish you much love and peace in your new home.
Joey is my go-to-person for my clients. Her personality, professionalism, and pride in her work goes above and beyond expectations. Thank you Joey for what you do for our community and how you ease my clients' concerns especially when we.have....
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Reply from Joey Cummings
March 28th, 2024 01:14 PM
I am happy to hear this. Thank you so much.
Joey, was nothing short of amazing. She made herself available at all times to include after hours. Her knowledge and professionalism made this process of home buying easy, less stressful, and I would definitely recommend her to anyone in the...
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Reply from Joey Cummings
April 26th, 2024 09:42 PM
Thank you so very much.
Joey was a Godsend! She made the entire process extremely easy and kept us informed throughout the entire process. She was even available after normal business hours considering my husband and I both work graveyard shifts. I would refer her...
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Reply from Joey Cummings
April 30th, 2024 08:04 PM
Thank you for this. You were delightful to serve. So happy for you.
Joey was very knowledgeable, professional and friendly throughout my entire loan process. She treated me like more than just a client. She was very patient with helping me understand every aspect of the process. Highly recommended.
Reply from Owner
May 6th, 2024 02:14 PM
Thank you, thank you. I appreciate your time.
It was a great experience and pleasure working with Joey throughout my loan process. She went above and beyond to ensure everything was as smooth as possible. From application to closing she was right there guiding me. Very knowledgeable and...
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Reply from Joey Cummings
June 28th, 2024 12:17 PM
I am so grateful for your feedback. Thank you so much for your kindness.
Joey Cummings has been hands down, THE BEST loan officer I have ever encountered. Where everyone else told me "NO" and slammed the door in my face, dashing my dreams of home ownership, she told me "YES" from the start and brought my dream into...
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Reply from Joey Cummings
July 9th, 2024 01:34 AM
You make my heart melt. Thank you so much for your review. I appreciate it tremendously and am grateful that I had the opportunity to get you home. : )
Joey was excellent for me. I was a first time home buyer and she worked with me diligently through the whole process.
Reply from Joey Cummings
July 9th, 2024 01:34 AM
Whoooo-hooooo, together we won!
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About
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear communication, transparency, and personalized service, I strive to understand each client's unique needs and goals. Whether you're a 1st time
homebuyer, an investor looking for investment opportunities, or need down payment assistance to give you a boost, I'm here to help every step of the way. My background in psychology and
customer service ensures that you feel heard, valued, and supported throughouth the process. Let's make your dream home a reality together!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyers
FHA
Conventional Products Traditional and Non Traditional
VA
Down Payment Assistance City of Augusta basic at $10k, Employees at $15k, and Revitalization $25k
USDA
Bride Loans
Heloans
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Education
- Pfeiffer UniversityBusiness AdministrationMaster of Business Administration (MBA)

- Pfeiffer UniversityMasters

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Memberships
- Member of Delta Sigma Theta Sorority Incorporated
- SMC member of The Builders Association of the Greater Augusta & Aiken Area
- Home Builders Greater Aiken-Augusta Region
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Eastern Standard Time (EST)
Awards
Disclaimer
I am authorized to do business in the states of Georgia and South Carolina.; NMLS ID: 1310645; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.