

Joel Vest
Loan Officer

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Joel was great to work with and his team made the process simple and painless.
Reply from Joel Vest
August 18th, 2025 09:04 PM
I'm happy to hear that you found it simple and painless to work with me and my team. Making the process straightforward and easy is always a priority for us. Thank you for taking the time to share your experience. It was a pleasure working...
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I have worked many years with closings, this was one of the smootest transactions in many years. Our experience with Alcova will be a reminderer that the good guys and ladies are still there . Very professional and knowlegeable .Thanks again...
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Reply from Joel Vest
August 15th, 2025 01:03 AM
I'm delighted to hear that your experience with the closing was one of the smoothest you've had in many years. It's a true compliment to be considered among the "good guys and ladies" by someone with your expertise. Your acknowledgment of our...
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I had a great experience working with Joel and Jessica at Alcova Mortgage. They were both incredibly helpful, responsive, and made the loan process smooth from start to finish. I really appreciated their clear communication and dedication—highly...
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Reply from Joel Vest
July 29th, 2025 11:17 AM
I'm really pleased to know you had a positive experience working with both Jessica and me at ALCOVA Mortgage. It’s wonderful to hear that our responsiveness and clear communication made the loan process smooth for you. Thank you for your kind...
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Everything was expanded to me so I was not lost joel done a amazing job good
Reply from Joel Vest
July 18th, 2025 08:30 PM
I'm glad to hear that everything was explained clearly and you felt well-guided throughout the process. Making sure you're never lost and understanding each step is very important to me. Thank you for your kind words about my work.
Joel Vest explained the process clearly, always kepted me updated every step of the way to the end of the purchase of my home. I have never had such a wonderful experience as I have had buying a home. Joel made it possible.
Reply from Joel Vest
July 17th, 2025 12:47 PM
I'm so pleased to hear that your home-buying experience was smooth and positive. Clear communication and keeping you informed throughout each step is always my goal, and I'm glad it made a difference for you. Thank you for allowing me to be...
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Being our first house, Joel answered every single question my wife and I asked and put it in terms we could understand. He made the process so easy and timely and ensured everything was done correctly.
Reply from Joel Vest
June 26th, 2025 04:32 PM
I'm thrilled to hear that I could assist you and your wife with your first home purchase. Ensuring that you fully understood each step and making the process smooth and efficient were my top priorities. Thank you for trusting me with such an...
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As a first time home buyer, if I had any questions, Joel was very knowledgeable and timely in his response. His expertise helped to calm my nerves about the process! I am grateful that I had such a great Loan Officer to guide me through the...
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Reply from Joel Vest
June 2nd, 2025 02:06 PM
I'm thrilled to hear that my expertise and timely responses helped ease your nerves during the home-buying process. It was a pleasure assisting you as a first-time homebuyer. Thank you for your kind words and for recommending me to others.
Joel was experienced, gave great advice, and was quickly accessible by phone/email/text. It was a wonderful experience working with him and his team.
Reply from Joel Vest
May 24th, 2025 11:54 AM
I'm thrilled to hear that you had a wonderful experience, Nichole. It was a pleasure assisting you, and I'm glad to know you found my advice helpful and my communication accessible. Thank you for your kind words.
He was very kind and helped me understand the process that was very new to me!
Reply from Joel Vest
April 20th, 2025 01:09 PM
I'm glad to hear that I could assist you in understanding the process. It was a pleasure working with you, and I appreciate your kind words.
I appreciate the time Joel took to answer my questions and assistance in the loan process.
Reply from Joel Vest
April 19th, 2025 06:54 PM
I'm pleased to hear that you found my assistance helpful during the loan process. It was a pleasure to answer your questions and support you. Thank you for your kind words.
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 1827616
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance