Joel Vest
Loan Officer
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
The whole process from start to finish went very smoothly . Joel and his team are very knowledgeable and very courteous through the process Everything was explained clearlyy The App was very easy to use
Reply from Joel Vest
March 16th, 2026 04:14 PM
It's great to know that you found the entire process smooth from start to finish, Donna. I always strive to ensure clarity and ease throughout each step. I'm pleased the app was user-friendly for you, and I'm grateful for the opportunity to...
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Joel and his team made things beyond easy.
Reply from Joel Vest
February 23rd, 2026 04:28 PM
I'm glad to hear that the process felt extremely easy for you, Nicholas. Making things straightforward is always a priority for me. Thank you for placing your trust in me and ALCOVA Mortgage.
Joel and his team were great to work with and provide excellent, timely communication. They made the whole process easy and seamless.
Reply from Joel Vest
January 16th, 2026 02:40 PM
I appreciate your kind words, Angela. It’s wonderful to hear that you found the communication timely and the process seamless. I always aim to make things as straightforward as possible. Thank you for choosing to work with me and ALCOVA Mortgage....
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The loan process was very smooth! I am thankful for Joel and Jess and the entire Alcova team for all of their assistance in bringing our loan quickly to closing!
Reply from Joel Vest
January 13th, 2026 02:30 PM
I'm pleased to hear that the loan process went smoothly for you. It's great to know that Jess and the team at ALCOVA were able to assist effectively in bringing everything to a swift close. Thank you for taking the time to share your experience,...
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Quick respose. Overall communication was the best.
Reply from Joel Vest
December 30th, 2025 06:16 PM
I'm grateful for your positive feedback on communication. Providing quick and effective responses is something I strive for in every interaction. Thank you for sharing your experience, Jodi.
way that their whole team work together and their patience and willingness to help
Reply from Joel Vest
December 9th, 2025 07:52 PM
I'm pleased to know you had a positive experience with my team's efforts and patience during the process. Your acknowledgment of our willingness to help means a lot. Thank you for sharing your feedback!
Quick communication, good app, appropriate responses, good referrals
Reply from Joel Vest
December 8th, 2025 07:36 PM
I'm glad to hear that you found the communication prompt and the app useful. It's important to me that you receive appropriate responses and solid referrals throughout the process. Thank you for your feedback!
Joel is both professional and friendly. He answered all of my questions quickly and kept the process moving forward. Him and his team communicated well to make sure we were taken care of!
Reply from Joel Vest
December 1st, 2025 02:58 PM
I appreciate you sharing your experience. It's great to know that you found my approach both professional and friendly. Timely answers and keeping the process on track are always my goals, so I’m glad that was your experience. I'm grateful...
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Local
Friendly
Reply from Joel Vest
November 7th, 2025 03:13 PM
Thank you for taking the time to leave a review. I'm glad to hear that you found our interaction both local and friendly. Your feedback is appreciated!
Joel and our local Alcova team helped to support our process of obtaining permanent financing following having a construction loan for new construction. Joel helped us by providing electronic document, emails, texts, and phone calls to provide...
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Reply from Joel Vest
September 16th, 2025 12:48 PM
It's uplifting to hear that you felt supported through the permanent financing process after your construction loan. I understand how crucial it is to have clear communication and timely updates, so I'm pleased my efforts with emails, texts,...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 1827616
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance