Joel Vest
Loan Officer
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Absolutely great with communication and answering all of our questions while walking us theough through the process!
Reply from Joel Vest
September 7th, 2026 02:35 PM
Isabella, I'm grateful for your kind words about my communication and assistance throughout the process. It's wonderful to know that I could answer all of your questions effectively. Thank you for trusting me with this journey!
Joel made the entire loan process smooth and straightforward. He was professional, knowledgeable, responsive, and patient in answering my questions. He kept me informed throughout the process and made sure I understood each step. I truly appreciated...
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Reply from Joel Vest
September 7th, 2026 08:55 PM
Wynse, I'm pleased to hear that you found the loan process smooth and straightforward. Your kind words about my professionalism and responsiveness mean a lot to me. It's wonderful to know that my guidance was helpful, and I truly appreciate...
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Great communication, friendly demeaner, everything was completed in a timely fashion
Reply from Joel Vest
August 31st, 2026 01:12 PM
Jordan, I appreciate your feedback on my communication and friendly demeanor. I'm glad everything was completed in a timely manner for you. Thank you for taking the time to share your experience.
communication the ease of working with the app.
Reply from Joel Vest
June 8th, 2026 02:50 PM
Robert, I'm glad to hear that you found communication and working with the app easy. It's important to me that the process is smooth and accessible for you. Thank you for your feedback and for choosing ALCOVA Mortgage.
Very proffesional and helpful with everything in the process of buying our first home
Reply from Joel Vest
June 1st, 2026 04:05 PM
Thank you for your kind words, Darrell. I'm happy to have been able to assist you in the process of buying your first home. Your satisfaction is important to me, and it was a pleasure helping you with this significant milestone at ALCOVA Mortgage....
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Joel was very helpful throughout this process He is very knowledgable and was quick to respond.
Reply from Joel Vest
April 29th, 2026 04:43 PM
I'm pleased to know that you found me helpful and knowledgeable throughout the process, Rachel. Being quick to respond is something I prioritize, and I'm grateful for your kind words. Thank you for allowing me to assist with your mortgage needs...
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Joel was very patient with me as it was my first time buying a home. He took the time to explain things and gave me suggestions that were in my best interest.
Reply from Joel Vest
April 14th, 2026 08:09 PM
I'm glad I could be a source of support during your first home-buying experience, Dalten. Taking the time to explain things and offer suggestions that benefit you is important to me. Thank you for trusting me with this significant step at ALCOVA...
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Process was easy and very good communication.
Reply from Joel Vest
April 6th, 2026 04:07 PM
I'm pleased to hear that you found the process easy and appreciated the communication, Nicholas. Ensuring clarity and ease is always my goal. Thank you for choosing me to assist with your mortgage needs at ALCOVA Mortgage.
Joel was very responsive and the process was completed much faster than I expected!
Reply from Joel Vest
March 30th, 2026 04:00 PM
I'm glad to hear that the process exceeded your expectations, Makayla. Being responsive is important to me, and I'm pleased that everything moved quickly for you. Thank you for trusting me with your mortgage needs at ALCOVA Mortgage.
The whole process from start to finish went very smoothly . Joel and his team are very knowledgeable and very courteous through the process Everything was explained clearlyy The App was very easy to use
Reply from Joel Vest
March 16th, 2026 04:14 PM
It's great to know that you found the entire process smooth from start to finish, Donna. I always strive to ensure clarity and ease throughout each step. I'm pleased the app was user-friendly for you, and I'm grateful for the opportunity to...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 1827616
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance