Joel C. Ridings
Area Manager
Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. ... Show More
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Joel made the loan process easy and ensured that the transaction went as smoothly as possible. Thank you
Joel and his team were very professional and ethical during the loan process. I really appreciated how easy it was from start to finish. I can tell Joel is a real stand up individual and would definitely work with him in the future.
Joel Ridings and Cheryl Dear are very knowledgeable and a pleasure to work with. ??
Atlantic Bay was excellent to work with! Joel and his staff made things easy and smooth. He provided us with options and was always in contact with us. Joel thoroughly explained things and was just great to work with! I will highly recommend...
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Team was amazing and got back with me in a timely manner for everything that I needed to turn in.
You guys were great. Thanks.
We had purchased a home in 2019 and used Joel based on our real estate agent's recommendation. We had a number of issues to work through since it was an FHA mortgage and Joel was instrumental in getting our loan closed on time and with the...
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We had purchased a home in 2019 and used Joel based on our real estate agent's recommendation. We had a number of issues to work through since it was an FHA mortgage and Joel was instrumental in getting our loan closed on time and with the...
read more
We had purchased a home in 2019 and used Joel based on our real estate agent's recommendation. We had a number of issues to work through since it was an FHA mortgage and Joel was instrumental in getting our loan closed on time and with the...
read more
Reply from Joel Ridings
August 12th, 2021 12:00 AM
Thank you so much for the kind words Jodi. Always great working with you and Jerome, and thankful to be able to work with you!
I loved working with Atlantic Bay. The only additional feedback I could think of as a whole is just to work on better communication.
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About
Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. Whether you’re buying your first home, upgrading, refinancing, or investing, I provide clear guidance, fast approvals, and personalized service every step of the way. ✅ Conventional, FHA, VA, USDA, and Jumbo Loans ✅ First-Time Buyer Programs ✅ Credit & Income Strategy Guidance ✅ Local Expertise + Seamless Communication ✅ Fast, Reliable Pre-Approvals Let’s turn your homeownership goals into reality. Call or message today for a free consultation!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Bank Statement Loans
Specialities
Conventional Mortgage
FHA Mortgage
USDA Mortgage
VA Mortgage
Conventional, FHA, USDA, and VA Construction Loans
Down Payment Assistance Programs
Conventional, FHA, and VA Renovation Loans
Cash Out Refinance
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Memberships
- Greenwood, SC Chamber of Commerce
- Lakelands Homebuilders Association
- Greenwood Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1476316
- Licensed in FL, GA#1476316, NC, SC, TX, VA, & PA
Gallery
Awards
Achievements
- Richie May - Top Purchase Lender in Greenwood, SC 2020, 2021, 2022, 2023
Hobbies
- Gardening
- Home remodeling and renovation
- Boating
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.