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Joel C. Ridings - Area Manager in Greenwood, SC

Joel C. Ridings

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Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. ... Show More
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Reviews from Web
  • SFTP
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    Valerie G
    Charlotte, NC
    Posted on December 18th, 2022 11:54 AM
    Joel and his Team were Professional, Communicated well, and met all Contractual obligations . They provided my client and I with Exceptional Service! 10/10
    Reply from Joel Ridings
    February 28th, 2024 08:02 PM
    Thank you so much for the kind words. It was great working with you :)
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    Martha S
    Greenwood, SC
    Posted on November 18th, 2022 09:22 PM
    Everything done on time and always pleasant to work with!
    Reply from Joel Ridings
    February 28th, 2024 08:03 PM
    Thank you so much for the kind words, Martha! Always great working with you.
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    Brandon T
    Greenwood, SC
    Posted on November 16th, 2022 01:16 PM
    Great service it was a pleasure working with this team. Very professional and made the process of buying a home very easy and simple.
    Reply from Joel Ridings
    February 29th, 2024 06:22 PM
    Great working with you as well!
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    James R
    Abbeville, SC
    Posted on November 9th, 2022 04:45 PM
    Joel was knowledgeable, responsive and very helpful in guiding us through all of the home purchase processes. We had many questions, and Joel very quickly responded to all. The closing went very smoothly. We highly recommend Joel.
    Reply from Joel Ridings
    February 29th, 2024 06:23 PM
    So glad you all were happy with everything. It was great working with you!
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    Tymeshia S H
    Posted on November 6th, 2022 04:36 PM
    Katherine was very helpful. She answered every question I had in a timely manner. She gave great expectations for every part of the home buying process so I wouldn’t be surprised by anything. I would definitely recommend Katherine’s services...
    read more
    Reply from Owner
    August 27th, 2026 10:44 PM
    Thanks for leaving us such a great review!
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    Christi L
    Greenwood, SC
    Posted on November 6th, 2022 01:49 PM
    Mr. Ridings was very efficient and responsive to our needs and concerns. All of the staff that I interacted with were very pleasant, helpful, and professional.
    Reply from Joel Ridings
    May 14th, 2024 03:12 PM
    Thank you so much for the kind words! I hope you are enjoying your home.
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    David K
    Greenwood, SC
    Posted on October 6th, 2022 12:33 AM
    Appreciate your patience with all our questions and your willingness to provide anything we ask for. Will not hesitate to recommend you to our friends & acquaintances.
    Reply from Joel Ridings
    September 3rd, 2024 07:59 PM
    You are very welcome! We always appreciate referrals. Hope things are going well for you in your new home.
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    Dana M
    Greenwood, SC
    Posted on September 27th, 2022 09:12 AM
    I was the listing agent, but Joel and his team kept me in the loop about the buyer and where they were in the process all the way to closing.
    Reply from Joel Ridings
    May 14th, 2024 03:13 PM
    Always great working with you Dana :)
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    Tina L
    Greenwood, SC
    Posted on September 23rd, 2022 10:43 PM
    You and your team are always right there and answer all questions that are needed and get the job done in a professional manner. It's always a pleasure to work with you and your company.
    Reply from Joel Ridings
    May 14th, 2024 03:13 PM
    Thank you so much for the kind words Tina! Always great working with you
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    Kellar L
    Greenwood, SC
    Posted on September 23rd, 2022 05:20 PM
    great communication
    Reply from Joel Ridings
    May 14th, 2024 03:13 PM
    Thank you so much!
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    About
    Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. Whether you’re buying your first home, upgrading, refinancing, or investing, I provide clear guidance, fast approvals, and personalized service every step of the way. ✅ Conventional, FHA, VA, USDA, and Jumbo Loans ✅ First-Time Buyer Programs ✅ Credit & Income Strategy Guidance ✅ Local Expertise + Seamless Communication ✅ Fast, Reliable Pre-Approvals Let’s turn your homeownership goals into reality. Call or message today for a free consultation!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    USDA Loans
    Cash-Out Refinances
    Bank Statement Loans
    Specialities
    Conventional Mortgage
    FHA Mortgage
    USDA Mortgage
    VA Mortgage
    Conventional, FHA, USDA, and VA Construction Loans
    Down Payment Assistance Programs
    Conventional, FHA, and VA Renovation Loans
    Cash Out Refinance
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Greenwood, SC Chamber of Commerce
    • Lakelands Homebuilders Association
    • Greenwood Association of Realtors
    • View All
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2017

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1476316
    • Licensed in FL, GA#1476316, NC, SC, TX, VA, & PA
    Gallery
    Joel C. Ridings - Gallery Photo
    Joel C. Ridings - Gallery Photo
    Achievements
    • Richie May - Top Purchase Lender in Greenwood, SC 2020, 2021, 2022, 2023
    Hobbies
    • Gardening
    • Home remodeling and renovation
    • Boating
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    Disclaimer
    © 2024 Atlantic Bay Mortgage Group Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.