Joel C. Ridings
Area Manager
Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. ... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Joel was such a great hardworking person, He talked me through every part of the home buying proces.
Reply from Joel Ridings
November 27th, 2024 01:31 PM
Thank you so much for the great review. I truly enjoyed working with you all and hope you enjoy your new home.
Joel was always prompt and precise in his communication with us, even through the midst of the damage caused in Greenwood by Hurricane Helene. With this being our first home, it felt like we had an infinite amount of questions about our loan,...
read more
Reply from Joel Ridings
November 12th, 2024 06:28 PM
Thank you so much for the kind words and great review, Lee. It was a pleasure working with you.
Joel C. Ridings has received a review with 5 star rating from Kristen M
Reply from Owner
August 27th, 2026 10:42 PM
Thank you so much for the 5 star review, Kristen!
Joel and everyone was great!
Reply from Joel Ridings
November 5th, 2024 01:32 PM
Thank you so much for the 5 star review Kristen! It was great working with you.
Joel answered all my questions quickly and helped me through every step of the process! He helped make buying my first home a great experience!
Reply from Joel Ridings
October 29th, 2024 02:34 PM
Thank you so much for the awesome review, Keesley. I really enjoyed working with you, and hope you enjoy your new home!
Joel and the rest of the Atlantic Bay team worked vigorously to make sure I closed on time. They kept me informed through a natural disaster and all. Highly recommend using Joel Ridings and the Atlantic Bay Mortgage Co.
Reply from Joel Ridings
October 29th, 2024 02:35 PM
Thank you so much for the kind words and great review, Christian. I am so glad everything worked out!
Great to work with. Wouldn't wanna buy a home with anyone else.
Reply from Owner
August 27th, 2026 10:42 PM
Thank you so much for the awesome review!
I really liked working with you and how avaliable you was no matter what day or time. I also really liked how you figured out ways to make things work. Thanks for all your help.
Reply from Joel Ridings
October 21st, 2024 12:41 PM
Thank you so much for the great review Cameron! I enjoyed working with you as well and hope you enjoy your new home!
Joel C. Ridings has received a review with 5 star rating from Peter H
Reply from Owner
August 27th, 2026 10:43 PM
Thanks so much for your 5 star review!
Really thankful for everything. I really appreciated your availability, Joel, and how smoothly everything went.
Reply from Joel Ridings
October 21st, 2024 12:41 PM
Thank you so much, Peter. It was great working with you.
91–100 of 417
About
Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. Whether you’re buying your first home, upgrading, refinancing, or investing, I provide clear guidance, fast approvals, and personalized service every step of the way. ✅ Conventional, FHA, VA, USDA, and Jumbo Loans ✅ First-Time Buyer Programs ✅ Credit & Income Strategy Guidance ✅ Local Expertise + Seamless Communication ✅ Fast, Reliable Pre-Approvals Let’s turn your homeownership goals into reality. Call or message today for a free consultation!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Bank Statement Loans
Specialities
Conventional Mortgage
FHA Mortgage
USDA Mortgage
VA Mortgage
Conventional, FHA, USDA, and VA Construction Loans
Down Payment Assistance Programs
Conventional, FHA, and VA Renovation Loans
Cash Out Refinance
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Greenwood, SC Chamber of Commerce
- Lakelands Homebuilders Association
- Greenwood Association of Realtors
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1476316
- Licensed in FL, GA#1476316, NC, SC, TX, VA, & PA
Gallery
Awards
Achievements
- Richie May - Top Purchase Lender in Greenwood, SC 2020, 2021, 2022, 2023
Hobbies
- Gardening
- Home remodeling and renovation
- Boating
View All
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.