

Joel Richardson - First Community Mortgage - ...
VP, Branch Manager | NMLS ID 136881


Baylor University
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dre... Show More
Location & Business Hours
Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Joel and his extraordinary team were exactly what we needed to get our loan: flexible, creative, responsive, and professional! We had been dreaming of purchasing an investment/rental property to be able to house aging parents in and when we...
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Reply from Owner
July 3rd, 2023 12:00 AM
Jerimi, we appreciate you taking the time to share your experience with us and for leaving such a wonderful review! Some of our favorite home loans are renovation home loans because of the flexibility it gives homebuyers acheive their dream...
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Joel has helped us a couple times now and always great to work with him and his team. Joel’s one of the hardest working people I know, and I’m confident recommending him. His experience is incredibly valuable. We appreciate it!
Reply from Owner
June 16th, 2023 12:00 AM
Cass, My team and i are grateful for your business and foryou taking time to share about your experience. We are definitely committed to making sure our homebuyers have a great experience whether doing a home purchase, a refinance or simply...
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Joel and his team were truly a pleasure to work with. We are so grateful that we came across Joel and were able to have our first home financed with him and prime lending. Joel and team truly exceeded out expectations and we were so pleased...
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Reply from Owner
November 2nd, 2022 12:00 AM
Emanuel, We are grateful for great clients like you and Paulina. Thank you for entrusting us with your home purchase and for sharing about your experience with us. We aim to provide responsive service and are thrilled that this was your experience....
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We were so impressed with Joel Richardson when we bought our secondary home a few years ago that we used him again when we were buying our primary residence. The 2nd time around was even smoother than the 1st. Joel and his team are always available....
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Reply from Owner
August 26th, 2022 12:00 AM
Melissa and Sam, My team and I are grateful for the opportunity to help you with your home loan needs again! Thank you for taking the time to provide feedback about your experience. We understand how the housing market can present a challenge...
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Joel and his team were very professional and efficient and always available when a question arose. The entire process was smooth and fluid and we are happy to have this relationship in the real estate world. Thank you!
Reply from Owner
August 26th, 2022 12:00 AM
Roxanne, My team and I aim high to be responsive and provide a flawless experience. We are thrilled that this was your experience and appreciate you taking time to share about your experience. Thanks again for choosing us as your home loan...
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Joel was an absolute blessing in the process of buying my first home. He was extremely patient and generous with his time as I learned and navigated the adventure of financing and finding my dream spot, and got me a great loan that helped my...
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Reply from Owner
August 26th, 2022 12:00 AM
Matt, We are beyond the moon with this review. Thanks for taking time to write about your experience. More importantly, we are honored to be a part of your team helping you with your home loan for your dream spot. Thank you for recommending...
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We have worked with Joel and his team for many years, purchasing, selling, and refinancing. Every time the process is smooth, straightforward, and easy! They are an amazing team and we'll continue to use Joel for our mortgage needs.
Reply from Owner
April 7th, 2022 12:00 AM
Leigh, Thank you for taking time to share about your experience and continuing to choose us as your home loan team. We are pleased to know that your refinance experience was smooth, straightforward and easy. Having you as a repeat client is...
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Joel did a great job walking me through options and explaining the steps. The primelending staff that worked on the loan process was very helpful and knowledgeable.
Overall it was a great experience.
Very happy I chose Primelending.com for my most recent home purchase. Joel R. made it all possible, thank you so much! Happy Holidays! Satisfied customer, hopefully repeat customer at some point in the future. Thank you!
Reply from Owner
January 4th, 2022 12:00 AM
Carl, Thank you for your business and for taking time to share about your home purchase experience with us. My team is delighted with your feedback and that we have earned your trust as a future client. We wish you many happy memories in your...
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I trust Joel to the extent that I did very little shopping for a mortgage this time. He is my go to guy. Well organized, responsive, excellent communicator. This is my third mortgage through Joel and Prime Lending.
Reply from Owner
January 4th, 2022 12:00 AM
Clara, My team and I are grateful for your business and that you took the time to share about your experience. My team understands the importance of responsiveness and communication when it comes to your home mortgage. We are thrilled to be...
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About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things and, in turn, build better communities. And who would not support that?
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
Home Renovation Loan
Cash-Out Refinances
Non-QM
Specialities
Construction Loan
FHA Home Loan
Home Equity Loan
Jumbo Home Loan
Mortgage Loan Officer
Mortgage Refinance
VA Home Loan
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Education
- Baylor UniversityEconomics and FinanceBachelor of Business Administration (BBA)

- University of Texas ArlingtonBusiness ManagementMaster of Business Administration (MBA)

Memberships
- Huns Rugby Football Club
- Austin Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 136881
Achievements
- Scotsman's Guide Top 1%
- Certified Divorce Lending Professional
- Top 1% Mortgage Originator by Mortgage Executive Magazine
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Hobbies
- Huns Rugby Football Club
- running
- skiing
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Disclaimer
©2026 First Community Mortgage. All Rights Reserved.
First Community Mortgage Corporation | NMLS ID 629700
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