

Joel Richardson - First Community Mortgage - ...
VP, Branch Manager | NMLS ID 136881


Baylor University
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dre... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Joel has helped us with mortgages a few times now, and he's our go-to guy. He's a great communicator, works hard to get things done the way you want and in the time frame you need. He's friendly and has your back. We can't recommend him highly...
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Reply from Owner
January 4th, 2022 12:00 AM
Michelle, One of the highest compliments is having a repeat client. We are grateful for your continued trust and your feedback. We definitely have your back and look forward to helping you again!
Joel was knowledgeable to a degree in excess of any prior experience and my career was in the Real Estate and Builder field
Annette was expert and performed well in excess of my expectation. She contacted my General Contractor and Plumbing...
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Reply from Owner
January 4th, 2022 12:00 AM
Wayne, We loved having you as a client! We really appreciate you taking time to share about your experience. My team is over the moon with your review. I agree they are the best. Thank you for business!
Joel and his team were responsive to all of my questions and reached out frequently to ensure the loan process was going smoothly. The team took care of everything needed in a timely manner and made sure deadlines were made in order to close...
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Reply from Owner
August 19th, 2021 12:00 AM
Jake, You are such a great client and we love working with you. We really appreciate you taking time to share your feedback about your experience. Thank you so much for your repeat business and for the opportunity to help you with your investment...
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Let's face it--obtaining a new mortgage or a refinance is time consuming, demeaning and frustrating. Joel and his team made it very easy and as painless as possible. This was a second time dealing with Prime Lending and I recommend them highly....
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Reply from Owner
July 2nd, 2021 12:00 AM
Andy, This review has left my team positively beaming. Our aim is always to make the home loan process simple. We appreciate you taking time to provide feedback about your experience with us. We realize that as a self-employed borrower, lending...
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Joel Richardson and his team -Annette and Amy - did a fantastic job on the entire lending process. We have financed several properties through Joel and wouldn’t look elsewhere. They are great to work with and provide competitive rates, very...
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Reply from Owner
May 24th, 2021 12:00 AM
Rajani: We are always so grateful for great clients like you. Thank you for your repeat business and the opportunity to assist you with your investment property mortgage. My team is thrilled that you took the time to share your feedback and...
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Joel and his team were excellent throughout the whole house buying process, he was always available to walk us through the steps and explain the multitude of rules and processes that as first time home buyers we had no idea about. Bids and...
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Reply from Owner
April 27th, 2021 12:00 AM
Christopher and Caroline, It was a pleasure for my team and me to be able to help you with your first time home purchase. Thank you for your business and for providing feedback about your experience with us. We certainly understand the need...
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We found Joel to be effective, responsive and really commercial - achieved an outstanding rate too. Did everything to keep us posted and get the deal done despite pandemic and the weather week from hell. Great team of people too (Annette and...
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Reply from Owner
March 25th, 2021 12:00 AM
Zach, Our team is so grateful you took time to provide this feedback about your experience with us. We are humbled by your recommendation. Annette and Amy are phenomenal and they loved working with great clients like you. We appreciate the...
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From start to close (5 weeks) Joel and his team were on top of all the needs to make it happen. I was very impressed. The follow up after the close has also been helpful.
Reply from Owner
March 22nd, 2021 12:00 AM
Dale, My team and I are grateful for the opportunity to be your lending team. Thank you for your business and for taking time to share about your experience with us. We enjoyed helping you and look forward to helping you again.
Easy, Fast and Transparent. Exactly what you want from a lending company!!! They were great through our initial purchase and then again through our refinance.
Reply from Owner
February 26th, 2021 12:00 AM
Rachel, Thank you for choosing us to help you with your VA purchase and refinance. We are grateful to have earned the honor of your repeat business and for you taking time to share about your experience. We look forward to helping you again...
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Always a great experience to work with Joel. Originally worked with Joel during our remodel and addition in 2016. We now took advantage of the low rates to refinance. Joel is always knowledgeable, responsive, and very easy to work with. It...
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Reply from Owner
February 26th, 2021 12:00 AM
Tommy and Brenda -Thank you for the recent opportunities to help you with your home renovation and refinance. We appreciate your repeat business and the opportunity to be able to help you and value your feedback! We are super grateful for amazing...
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About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things and, in turn, build better communities. And who would not support that?
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
Home Renovation Loan
Cash-Out Refinances
Non-QM
Specialities
Construction Loan
FHA Home Loan
Home Equity Loan
Jumbo Home Loan
Mortgage Loan Officer
Mortgage Refinance
VA Home Loan
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Education
- Baylor UniversityEconomics and FinanceBachelor of Business Administration (BBA)

- University of Texas ArlingtonBusiness ManagementMaster of Business Administration (MBA)

Memberships
- Huns Rugby Football Club
- Austin Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 136881
Achievements
- Scotsman's Guide Top 1%
- Certified Divorce Lending Professional
- Top 1% Mortgage Originator by Mortgage Executive Magazine
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Hobbies
- Huns Rugby Football Club
- running
- skiing
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Disclaimer
©2026 First Community Mortgage. All Rights Reserved.
First Community Mortgage Corporation | NMLS ID 629700
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