

Joel Richardson - First Community Mortgage - ...
VP, Branch Manager | NMLS ID 136881


Baylor University
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dre... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
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Reviews from Web
Joel was quick to respond and very helpful throughout our new home purchase. It was great to have him working on our behalf. Whenever we contacted Joel, he responded almost immediately. We highly recommend him.
Reply from Owner
October 9th, 2019 12:00 AM
Super grateful to you Chris for taking time to share your home loan experience with us. Our team values your time and aims to be highly responsive to your needs. So glad we hit the mark and look forward to helping you with any future mortgage...
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Joel came highly recommended from my realtor, who happens to be a close friend. Joel and his team kept me comfortable and updated as the process took place. With almost two years searching for the right home Joel worked through each option...
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Reply from Owner
June 10th, 2019 12:00 AM
Hi David, My team and I appreciate you taking time to share about your home lending experience with us. We feel good communication is key and our operations staff prioritizes an efficient process in order to make the experience feel as simple...
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Joel and his team, special recognition to Annette and Michel, are absolutely incredible. They were so easy to work with, extremely responsive, and patient with *lots* of questions and nervousness on our end—my only wish was that we had found...
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Reply from Owner
June 4th, 2019 12:00 AM
David and Sissy, We are over the moon about this review! My team and I were grateful to able to help you as clients and glad that it showed through in our home lending knowledge, experience and commitment to helping make you happy homeowners....
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Joel and his whole team went above and beyond for us. Not only did they get the entire process done in just 14 days instead of 30, but they were answering emails/texts at 10:00 pm. Joel has a customer for life. Will refer him to everyone I...
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Reply from Owner
April 18th, 2019 12:00 AM
thanks Madison! Congrats on the new home- it was a pleasure helping you
Working with Joel and his team has been wonderful! From the first phone call I knew he was passionate about his work and customers. The entire team was available at any moment to help me out through this process even when I was half way across...
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Reply from Owner
April 18th, 2019 12:00 AM
thanks for the review, Fien! beautiful first home!
Joel and Annette (his secretary) are nothing short of phenomenal. I reached out to Joel after reading reviews online about him (couldn’t find anything under 5 stars of course.) His services to me went above and beyond my expectations. I originally...
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Reply from Owner
December 26th, 2018 12:00 AM
Hi Hanna-Belle, Wow! My PrimeLending team and are so blown away by your review. It made our day knowing that our "all-in" focus on helping you with your home purchase exceeded your expectations. We can't thank you enough for taking time to...
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Joel and Michel were absolutely fantastic in their responsiveness, professionalism and expertise. I valued their guidance and was pleased at how personable our interactions were. I have been through this process five other times in my life,...
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Reply from Owner
December 26th, 2018 12:00 AM
Hi Ben, Thank you for taking the time share your positive experience and the kind words! My team and I are grateful for your business and that you put your trust in us to handle your mortgage needs. We look forward to helping you with any of...
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Joel Richardson and team were phenomenal in every aspect of my transaction. Every one of my questions was answered immediately even after hours. We had an exceptional experience from a great team.
Reply from Owner
December 26th, 2018 12:00 AM
Hi Adam, My team and I are grateful for your positive review. Thank you for taking the time to share your experience. Our goal is to provide high value as your mortgage lender. Know that we continue to be here for you anytime!
Joel and his team were professional and extremely organized. The best part of working with him and his team is I never felt any pressure from them. I had a lot of questions and they always quickly answered them. This was my first home purchase...
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Reply from Owner
November 15th, 2018 12:00 AM
Thank you so much for your feedback Dr. Brown. Congratulations on your new home. Our team thrives on being responsive and available for all our clients. We are grateful to have been there for you for your first home purchase and look forward...
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Joel and his team are absolute professionals. Everything went according to plan and this was especially important because we had an extremely tight time frame.
Reply from Owner
September 20th, 2018 12:00 AM
Thanks for the note, John! We were happy to help you with your move to Georgetown.
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About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things and, in turn, build better communities. And who would not support that?
First Community Mortgage is an Equal Housing Lender | FCM NMLS ID 629700
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
Home Renovation Loan
Cash-Out Refinances
Non-QM
Specialities
Construction Loan
FHA Home Loan
Home Equity Loan
Jumbo Home Loan
Mortgage Loan Officer
Mortgage Refinance
VA Home Loan
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Education
- Baylor UniversityEconomics and FinanceBachelor of Business Administration (BBA)

- University of Texas ArlingtonBusiness ManagementMaster of Business Administration (MBA)

Memberships
- Huns Rugby Football Club
- Austin Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 136881
Achievements
- Scotsman's Guide Top 1%
- Certified Divorce Lending Professional
- Top 1% Mortgage Originator by Mortgage Executive Magazine
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Hobbies
- Huns Rugby Football Club
- running
- skiing
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Disclaimer
©2026 First Community Mortgage. All Rights Reserved.
First Community Mortgage Corporation | NMLS ID 629700
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