

Joel Richardson - First Community Mortgage - ...
VP, Branch Manager | NMLS ID 136881


Baylor University
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dre... Show More
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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
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Reviews from Web
Joel is a wonderful and extremely patient person to work with. I hope I never re-fi again but if I do I will seek out Joel and it won't matter who he works for.
Reply from Owner
May 26th, 2020 12:00 AM
Hi Elise! My team and I grateful that you took the time to share about your experience with us and we are so thrilled to have this awesome review about your refinance. It is an honor to have earned your repeat business. We are always open to...
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Joel and his team were outstanding in helping me with the purchase of a new home. They responded to all my inquiries promptly - even on weekends and late at night! I felt that they were working extra hard to meet my closing deadline. I had...
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Reply from Owner
May 5th, 2020 12:00 AM
Griselda, We really appreciate you taking time to provide your feedback on your experience with us. Our PrimeLending branch and corporate team know how important it is to help get you in to your new home. Already a leader in handling a home...
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Joel really went the extra miles for us and was very professional and helpful. He made a very stressful first time home purchase as easy as he possibly could and walked us through every step and question/ concern.
Reply from Owner
April 7th, 2020 12:00 AM
Natalie, This review made our day! At PrimeLending, it is our goal to make home loans simple. Our team is thrilled that we could help you with your first-time home buying experience. Thank you for this review and please know we continue to...
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We just want to take a moment to give a huge shout out to Joel Richarson and his fabulous team. We have bought or refinanced many homes over the years and always call Joel to make it happen. Joel and his team provide stellar service. It always...
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Reply from Owner
April 7th, 2020 12:00 AM
Frank and Loretta, We appreciate this amazing review of your experience with our team as your home lender. As always, we are grateful for your business and aim to provide the best service possible. We are thrilled to see that we hit the mark...
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Joel and the other members of the PrimeLending team did a fantastic job on both of our refinances. They were knowledgeable and straightforward. They helped us achieve the goals we had set for our individual scenarios. Thank you again.
Reply from Owner
March 11th, 2020 12:00 AM
Thank you for choosing us for your refinance! Also, we appreciate that you took time to leave us a wonderful review. My team and I prioritize helping to achieve each client's goals, and we are thrilled to be able to help you achieve yours....
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Joel Richardson and his team are fantastic. They do an incredible job of follow up an follow through. Even when customers, like myself, are slow to get them the info necessary, they find that perfect place between being perfectly persistent...
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Reply from Owner
March 11th, 2020 12:00 AM
Rob, My team and I are grateful for your business and that you took time to share your experience with us. Thank you for your awesome feedback. Our aim is to be responsive and professional and we are happy to know we hit the mark. We are always...
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Joel and his team are wonderful. Our entire process was completed in less than a month. They had us ready to close early! They were always available (even on the weekend when Joel was able to provide us with a pre-approval letter to go with...
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Reply from Owner
December 29th, 2019 12:00 AM
Lucinda: Thank you so much for taking time to share about your experience with us. We understand how important availability, good communication and on-time closes are for every homebuyer. We are grateful for you business and appreciate the...
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Joel and his team are absolutely the best. Period. We had such an amazing experience! As first-time home buyers, it can be tough to navigate the home buying process. Even with a low appraisal and survey delays they made the process such a breeze...
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Reply from Owner
October 21st, 2019 12:00 AM
Thank you for this wonderful review and taking the time to share your experience with us. It is our teams goal to provide excellent service as your home lender. We are thrilled that we were able to make your first home loan experience a breeze....
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If you want the easiest mortgage process of your life, Joel is who you need! I was able to close in 17 calendar days! I would happily hand out his business card
Reply from Owner
October 9th, 2019 12:00 AM
Hi Ken! Our team is grateful for your business and that you took time share your home loan experience with us. We realize that a significant purchase can be stressful so we aim to make it easy and if we can get a buyer to closing early, which...
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PrimeLending is one of the best mortgage companies to work with. Our broker, Joel Richardson and his team worked hard and was always there to assist or answer questions. The title company we worked with said the funding was quick and without...
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Reply from Owner
October 9th, 2019 12:00 AM
Thank you so much Kristi for taking time to provide your feedback. Our team is pumped to know that your experience hassle-free. We are grateful to be your mortgage lender of choice and look forward to helping you again in the future.
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About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things and, in turn, build better communities. And who would not support that?
First Community Mortgage is an Equal Housing Lender | FCM NMLS ID 629700
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
Home Renovation Loan
Cash-Out Refinances
Non-QM
Specialities
Construction Loan
FHA Home Loan
Home Equity Loan
Jumbo Home Loan
Mortgage Loan Officer
Mortgage Refinance
VA Home Loan
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Education
- Baylor UniversityEconomics and FinanceBachelor of Business Administration (BBA)

- University of Texas ArlingtonBusiness ManagementMaster of Business Administration (MBA)

Memberships
- Huns Rugby Football Club
- Austin Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 136881
Achievements
- Scotsman's Guide Top 1%
- Certified Divorce Lending Professional
- Top 1% Mortgage Originator by Mortgage Executive Magazine
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Hobbies
- Huns Rugby Football Club
- running
- skiing
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Disclaimer
©2026 First Community Mortgage. All Rights Reserved.
First Community Mortgage Corporation | NMLS ID 629700
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