Joel Koziol, Ruoff Mortgage
Senior Loan Officer | NMLS# 1539247 | Ruoff Mortga...
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Great experience! Joel was very helpful with the home buying process!
Reply from Owner
July 13th, 2024 12:43 AM
Thank you for the great review, Alexis! We appreciate your business and look forward to assisting with your home financing needs in the future.
From start to finish, Joel's communication was outstanding. He was always prompt in responding to our questions and concerns, providing clear and detailed information at every step of the process. Highly recommend!
Reply from Owner
July 3rd, 2024 04:12 PM
Thank you for the great review, Eléa. We hope that you will consider us for any of your future home financing and mortgage needs.
Joel was the second lender we worked with. Right from the start he gave excellent communication with Karuna, Troy and Sue our realtor agent. He we believe went above and beyond in helping us achieve our goal in buying the condo we truly wanted...
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Joel was very responsive, we received emails continually letting us know where the loan was in the process, which is always very nice to know and overall a great experience.
Joel was always available to me when I had questions and he made sure to always update us along the way on the progress!
Excellent service
Joel returned calls promptly and keep us informed.
If the whole process wasn't so invasive. That is not on Joel, I personally don't have anything to hide but, sometimes felt mortgage companies, banks, underwriters could all talk to each other when all the digging is involved. But we mad it...
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Process went smooth. Buyer was a little challenging at times and she was out of the area, but they worked through things with her and we closed on time.
Great experience with Joel. My clients continue to use him and he is awesome!
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About
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
FHA
USDA
MSHDA
Conventional Mortgages
Bank Statement Mortgage Options
Mortgage Advice
Credit Repair plans
Refinance
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Memberships
- Homeless Prevention Partners - Golf Chair
- The Chamber - Grand Haven, Spring Lake
- The Chamber - Ambassador
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1539247
Awards
Achievements
- Strategic Partner of the Year - Women's Council of Realtors - Lakeshore
Hobbies
- Reading
- Golfing
- Boating
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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