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Joel Kemp - Senior Mortgage Consultant | NMLS # 209083 in San Diego, CA

Joel Kemp

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Senior Mortgage Consultant | NMLS # 209083

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Hello, my name is Joel Kemp. I’ve been in the mortgage business for over 20 years and truly enjoy what I do. I’m married with two boys that keep me very busy. When I’m not at work, I enjoy spending time with my family, usually hiking, biki... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Overall Ratings
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5 Star
86%
4 Star
8%
3 Star
2%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    T
    Tiffany E
    Antlers, OK
    Posted on April 23rd, 2025 04:38 PM
    Five stars for outstanding service provided by Joel! His exceptional communication skills through phone calls, text, and email were instrumental in ensuring that the process of an unusual project moved quickly and smoothly.Joel's dedication...
    read more
  • Encompass
    M
    Mason E B
    Vista, CA
    Posted on April 18th, 2025 10:08 PM
    Great customer service
  • Encompass
    J
    Jeffrey E H
    Elkhart, KS
    Posted on April 6th, 2025 12:47 AM
    Joel provided outstanding information and help. This is the 4th house we have purchased with Joel being our finance man. Great patience and responds very quickly to either a voice mail or text.
  • Encompass
    J
    Jeremy W
    Maitland, FL
    Posted on March 16th, 2025 07:41 PM
    Joel worked very quickly through every step of the loan process for my client. All emails or phone calls were returned the same day, which is very appreciated. The entire process was smooth, and stress free due to the diligence and communication...
    read more
  • Encompass
    H
    Harlo Y S
    Maitland, FL
    Posted on March 13th, 2025 05:32 PM
    Communicative and punctual
  • Encompass
    K
    Kristy B
    Baton Rouge, LA
    Posted on March 13th, 2025 03:04 PM
    Thank you for the excellent communication and help during this very special time for us!
  • Encompass
    L
    Laurie R
    Pittsburgh, PA
    Posted on March 11th, 2025 04:37 PM
    Although I have not been told this, my belief is that you received the sales agreement nearly a week late - something beyond your control. However, clearer communication throughout the process would have made a big difference. I often had to...
    read more
  • Encompass
    D
    David B
    Pittsburgh, PA
    Posted on March 11th, 2025 03:35 PM
    Thank you for getting these across the finish line!
  • Encompass
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    Xena M R
    PORT LAVACA, TX
    Posted on March 10th, 2025 01:15 PM
    all communication was great and gave great information
  • Encompass
    L
    Larry L
    Mimbres, NM
    Posted on March 4th, 2025 04:11 PM
    Joel was great.
  • 81–90 of 960
    About
    Hello, my name is Joel Kemp. I’ve been in the mortgage business for over 20 years and truly enjoy what I do. I’m married with two boys that keep me very busy. When I’m not at work, I enjoy spending time with my family, usually hiking, biking or spending time at the beach. I’m currently licensed to do business in 42 states. I handle all type of financing from conforming and government, to non-prime and alternate document loans and even reverse mortgages. Please let me know how I can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    Digital HELOC*
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 209083