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Joel Kemp - Senior Mortgage Consultant | NMLS # 209083 in San Diego, CA

Joel Kemp

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Senior Mortgage Consultant | NMLS # 209083

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Hello, my name is Joel Kemp. I’ve been in the mortgage business for over 20 years and truly enjoy what I do. I’m married with two boys that keep me very busy. When I’m not at work, I enjoy spending time with my family, usually hiking, biki... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
View All days
Overall Ratings
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5 Star
86%
4 Star
8%
3 Star
2%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    M
    Michael L
    Placentia, CA
    Posted on October 16th, 2020 09:59 PM
    The process was relatively easy, however, at times there was frustration. The frustration was not due to the service Joel provided. I suspect that the volume of business at this time was so great, that processors and underwriters where swamped...
    read more
  • Encompass
    D
    Debra J
    San Diego, CA
    Posted on October 9th, 2020 05:39 PM
    Thank you Joel. I have already sent you a referral, Kenyon Clark, looking for a refi on a jumbo loan. You were great. Debbie
  • Encompass
    T
    Thomas R
    CARLSBAD, CA
    Posted on October 6th, 2020 03:54 AM
    Made it easy and efficient!
  • Encompass
    C
    Corrine M
    Santee, CA
    Posted on October 4th, 2020 05:59 PM
    Joel was very easy to work work and handled all the details. He kept me informed of the process.
  • Encompass
    K
    Katie M
    La Mesa, CA
    Posted on September 29th, 2020 01:53 PM
    Joel, Amber, and Max all made this the smoothest transaction EVER!
  • Encompass
    V
    Vikas L
    San Antonio, TX
    Posted on August 22nd, 2020 02:49 PM
    Email updates on every step of the loan process.
  • Encompass
    K
    Kristy L
    Santee, CA
    Posted on August 4th, 2020 03:41 PM
    Extremely quick turnaround from first inquiry on refinance to signing final documents. Constant communication throughout process and answered any questions I had promptly. By far the easiest financial transaction ever.
  • Encompass
    J
    Jordan R
    Denver, CO
    Posted on August 4th, 2020 03:52 AM
    Michael did a great job getting the loan pushed through to the finish line!
  • Encompass
    K
    Kristy L
    Santee, CA
    Posted on August 1st, 2020 03:00 PM
    Extremely quick turnaround and I received constant communication during the process as well as fast responses to any questions I had throughout.
  • Encompass
    J
    Jeffrey T
    Hendersonville, TN
    Posted on August 1st, 2020 11:41 AM
    Very easy to review and sign documents remotely through the login. Greatly appreciate being able to sign closing documents at home outside business hours. All questions were answered quickly. Communication was great!
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    About
    Hello, my name is Joel Kemp. I’ve been in the mortgage business for over 20 years and truly enjoy what I do. I’m married with two boys that keep me very busy. When I’m not at work, I enjoy spending time with my family, usually hiking, biking or spending time at the beach. I’m currently licensed to do business in 42 states. I handle all type of financing from conforming and government, to non-prime and alternate document loans and even reverse mortgages. Please let me know how I can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    Digital HELOC*
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 209083