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Joel Kemp - Senior Mortgage Consultant | NMLS # 209083 in San Diego, CA

Joel Kemp

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Senior Mortgage Consultant | NMLS # 209083

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Hello, my name is Joel Kemp. I’ve been in the mortgage business for over 20 years and truly enjoy what I do. I’m married with two boys that keep me very busy. When I’m not at work, I enjoy spending time with my family, usually hiking, biki... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
View All days
Overall Ratings
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5 Star
86%
4 Star
8%
3 Star
2%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    A
    Asha D E
    Henderson, NV
    Posted on December 15th, 2022 06:46 PM
    Karrie and Joel were great! Karrie's communication is stellar, and she has a great can-do attitude. I would highly recommend them both!
  • Encompass
    D
    Denise G
    Hayward, CA
    Posted on December 12th, 2022 02:18 PM
    It was easy
  • Encompass
    A
    Abel R
    San Antonio, TX
    Posted on November 30th, 2022 12:20 PM
    Though we had our ups and downs with various homeowners, Joel and team made everything work out at the end when it counted.
  • Encompass
    D
    Daniel S J
    San Diego, CA
    Posted on November 25th, 2022 02:30 PM
    Did not talk to Joel much. Total panic on our part when we could not reach Mathew Shaver, clear what happened. Was not aware we needed to 0 out our credit cards which was difficult. But in the end we got the loan in time so it worked. Thanks...
    read more
  • Encompass
    M
    Michael L
    San Antonio, TX
    Posted on November 24th, 2022 01:46 PM
    Joel stayed in constant communication with me the the entire team during the transaction. Joel was honest and upfront throughout the process. And Joel met our deadline of closing within less than three weeks so my client could get into their...
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  • Encompass
    J
    Jessica J V
    Long Beach, CA
    Posted on November 23rd, 2022 12:46 AM
    The system would have us reach a status, others are S1 would say we reached those deadlines, and then Joel would say we didn't. We are not sure why or how this could be. We were on the last day of well communicated deadline and the feel was...
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  • Encompass
    V
    Victoria L
    Ruidoso, NM
    Posted on November 16th, 2022 02:30 PM
    Communication was on point, necessary documents were asked for in a timely manner and I could tell the flow was good on your end.
  • Encompass
    R
    Robert H E
    Venice, FL
    Posted on November 8th, 2022 03:18 PM
    Great team and great patience. Thank you from a satisfied customer.
  • Encompass
    J
    Jesse L C
    Homestead, FL
    Posted on November 8th, 2022 11:11 AM
    Underwriting took along time forcing us to have to extend in our place costing more money
  • ManualUpload
    R
    Rguez Y
    Posted on November 7th, 2022 05:58 PM
    Took days to respond or simply did not respond calls. Horrible communication between loan office and Underwriting, i called or texted to get updates and i did not reveive a response i was ignored for days at a time. When contacted his superior...
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    About
    Hello, my name is Joel Kemp. I’ve been in the mortgage business for over 20 years and truly enjoy what I do. I’m married with two boys that keep me very busy. When I’m not at work, I enjoy spending time with my family, usually hiking, biking or spending time at the beach. I’m currently licensed to do business in 42 states. I handle all type of financing from conforming and government, to non-prime and alternate document loans and even reverse mortgages. Please let me know how I can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    Digital HELOC*
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 209083