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Joel Holmes - Loan Officer | NMLS# 2664446 in Birmingham, AL

Joel Holmes

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Loan Officer | NMLS# 2664446

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Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve ...... Show More
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Overall Ratings
4.97
(60)
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  • 5.0
    Encompass
    K
    Kim M
    Jacksonville, AL
    Posted on May 21st, 2026 03:05 PM
    Great communicatoin and goes above and beyond
  • 5.0
    Encompass
    D
    David C
    Jacksonville, AL
    Posted on May 21st, 2026 12:39 PM
    It was pretty quick when paper work started getting signed overall pretty satisfied
  • 5.0
    Encompass
    A
    Allison S
    Fayette, AL
    Posted on May 14th, 2026 06:03 PM
    Loved having the opportunity to work alongside Joel on a smooth and easy sale for both buyer and seller thanks again!
  • 4.37
    Encompass
    L
    Larry J
    Anniston, AL
    Posted on May 7th, 2026 02:06 PM
    Joel did a super job. It was a difficult closing due to title concerns however,bJoel kept it together and we successfully closed. I strongly recommend him. Regards, Larry Jones ERA King Real Estate Associate Broker 26 years
  • 5.0
    Encompass
    R
    Rachel M
    Birmingham, AL
    Posted on May 4th, 2026 03:27 PM
    Joel worked hard to get my clients to a 2.5 week closing on time! His team worked hard and kept communication so that We could stay in target. We were the first of a triple close so had we had a delay, it would had affected a lot of other logistics....
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  • 5.0
    Encompass
    A
    Anna L H
    Anniston, AL
    Posted on May 4th, 2026 12:24 PM
    Joel Holmes walked us through every step. He made the process so easy..
  • 5.0
    Encompass
    B
    Barry D B
    Birmingham, AL
    Posted on May 1st, 2026 01:35 PM
    Joel, Alex and the team helped me get my second loan through Assurance. This time was just as seedless as the last! I have referred multple family, friends and work colleagues to Joel we all have all had the same great experience. Joel is not...
    read more
  • 5.0
    Encompass
    C
    Craig H
    Anniston, AL
    Posted on May 1st, 2026 12:27 PM
    The knowledge and communication of the loan process with a can-do, positive and cheerful attitude.
  • 5.0
    Encompass
    M
    Mark J G
    Fayette, AL
    Posted on April 29th, 2026 01:44 PM
    Joel and his team made it so easy and stress free. He was there every step of the way to help us get what we needed and was so patient with us when we needed answers. He is definitely the best all around loan officer.
    read more
  • 5.0
    Encompass
    E
    Earl D
    Gadsden, AL
    Posted on April 24th, 2026 12:21 PM
    Very personable kept us very informed and explained everything to us great experience
    Reply from Joel Holmes
    May 25th, 2026 08:57 PM
    It was great working with you. Thanks again for putting your trust in us.
  • 10 of 60
    About
    Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we can fund a loan, we do it. We do it with care because we are The People People!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA RD Loans
    Jumbo Loans
    FTHB Loans
    Construction Loans
    Modular Homes Loans
    View All
    316
    /850
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    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Equal Housing Opportunity NMLS# 70876. For legal information, visit https://assurancemortgage.com/legal/. Find privacy policy at https://assurancemortgage.com/privacy-policy/. For licensing information, go to www.nmlsconsumeraccess.org.