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Joel Holmes - Loan Officer | NMLS# 2664446 in Birmingham, AL

Joel Holmes

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Loan Officer | NMLS# 2664446

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Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve ... Show More
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  • Encompass
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    Ryan H
    Sylacauga, AL
    Posted on August 11th, 2026 12:29 PM
    Joel is a outstanding guy always there to help if you got a question he will happily answer and if he don't have the answer he will find it great person to work with
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    Scotty R C
    Anniston, AL
    Posted on August 11th, 2026 12:17 PM
    Great communication and did what he could to work with me on making sure I had the proper ammount of money for closing and made everything as strait forward as possible.
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    William P
    Oxford, AL
    Posted on August 7th, 2026 09:01 PM
    I had a lot of issues with doing the things I needed to do on my phone and whenever I had a question or whenever I needed help Joel was there and even overextended himself to make sure everything was good and that I got through the process...
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    Angie W
    Anniston, AL
    Posted on August 5th, 2026 01:08 PM
    Communication was great!
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    Reetu H
    Helena, AL
    Posted on August 3rd, 2026 12:06 PM
    Joel went out of his way to get us the best interest rate and made the whole house buying process less overwhelming.
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    James N M
    Helena, AL
    Posted on July 31st, 2026 04:18 PM
    Joel was always prompt in replies and worked hard for us to get us a rate and deal that works best for us. Id happily recommend him anytime.
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    Peggy L C H
    Gadsden, AL
    Posted on July 31st, 2026 12:28 PM
    Joel was very prompt in returning calls, even if it was after hours. He kept me up to date in the lending process, explained steps to be taken to get clients to the closing table. Joel is very patient.
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    Anne L C
    Ohatchee, AL
    Posted on July 7th, 2026 12:04 PM
    Joel was informative, efficient, and his attention to detail was awesom. I had a great experience!
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    Maria A M
    Hoover, AL
    Posted on July 7th, 2026 12:02 PM
    Great communication, very professional, very knowledgeabl.
    Reply from Joel Holmes
    August 6th, 2026 05:12 PM
    I enjoyed working with you. Thanks for the great feedback.
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    Rachel N
    Leeds, AL
    Posted on June 24th, 2026 06:58 PM
    Another smooth transaction with Joel and his team! Noting like receiving the clear to close email over a week in advance ! thanks Joel
    Reply from Joel Holmes
    July 24th, 2026 06:59 PM
    I really appreciate the feedback and am looking forward to working with you again.
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    About
    Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we can fund a loan, we do it. We do it with care because we are The People People!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA RD Loans
    Jumbo Loans
    FTHB Loans
    Construction Loans
    Modular Homes Loans
    View All
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    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Equal Housing Opportunity NMLS# 70876. For legal information, visit https://assurancemortgage.com/legal/. Find privacy policy at https://assurancemortgage.com/privacy-policy/. For licensing information, go to www.nmlsconsumeraccess.org.