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Joel Holmes - Loan Officer | NMLS# 2664446 in Birmingham, AL

Joel Holmes

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Loan Officer | NMLS# 2664446

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Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve ... Show More
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Overall Ratings
4.97
(66)
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  • 4.83
    Encompass
    A
    Anne L C
    Ohatchee, AL
    Posted on July 7th, 2026 12:04 PM
    Joel was informative, efficient, and his attention to detail was awesom. I had a great experience!
  • 5.0
    Encompass
    M
    Maria A M
    Hoover, AL
    Posted on July 7th, 2026 12:02 PM
    Great communication, very professional, very knowledgeabl.
  • 5.0
    Encompass
    R
    Rachel N
    Leeds, AL
    Posted on June 24th, 2026 06:58 PM
    Another smooth transaction with Joel and his team! Noting like receiving the clear to close email over a week in advance ! thanks Joel
  • 5.0
    Encompass
    D
    Darius L G
    Birmingham, AL
    Posted on June 19th, 2026 02:41 PM
    Fromthe first conversation I knew Joel would be the guy.
  • 5.0
    Encompass
    J
    Jessica D
    Vestavia Hills, AL
    Posted on June 16th, 2026 07:26 PM
    Thank you for staying up to date on the loan processes, and making it easy to understand! See you when we get to Alabama!
    Reply from Joel Holmes
    July 16th, 2026 07:26 PM
    Thank you for the 5-Star review! I hope to be your trusted Loan Officer that you recommend to your friends and family!
  • 5.0
    facebook
    H
    Harrison K
    Posted on June 4th, 2026 03:25 AM
    I’ve known Joel and his family for many years, and I’ve had the opportunity to work with him on a number of occasions.Joel is honest, responsive, and genuinely cares about the people he serves. If you’re looking for a Loan Officer who will...
    read more
  • 5.0
    Encompass
    K
    Kim M
    Jacksonville, AL
    Posted on May 21st, 2026 03:05 PM
    Great communicatoin and goes above and beyond
    Reply from Joel Holmes
    June 22nd, 2026 05:36 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • 5.0
    Encompass
    D
    David C
    Jacksonville, AL
    Posted on May 21st, 2026 12:39 PM
    It was pretty quick when paper work started getting signed overall pretty satisfied
    Reply from Joel Holmes
    June 22nd, 2026 02:38 PM
    Thank you for the 5-Star review! I hope to be your trusted Loan Officer that you recommend to your friends and family!
  • 5.0
    Encompass
    A
    Allison S
    Fayette, AL
    Posted on May 14th, 2026 06:03 PM
    Loved having the opportunity to work alongside Joel on a smooth and easy sale for both buyer and seller thanks again!
    Reply from Joel Holmes
    June 15th, 2026 07:18 PM
    It was great working with you. Thanks again for putting your trust in us.
  • 4.37
    Encompass
    L
    Larry J
    Anniston, AL
    Posted on May 7th, 2026 02:06 PM
    Joel did a super job. It was a difficult closing due to title concerns however,bJoel kept it together and we successfully closed. I strongly recommend him. Regards, Larry Jones ERA King Real Estate Associate Broker 26 years
  • 10 of 66
    About
    Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we can fund a loan, we do it. We do it with care because we are The People People!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA RD Loans
    Jumbo Loans
    FTHB Loans
    Construction Loans
    Modular Homes Loans
    View All
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    Disclaimer
    Equal Housing Opportunity NMLS# 70876. For legal information, visit https://assurancemortgage.com/legal/. Find privacy policy at https://assurancemortgage.com/privacy-policy/. For licensing information, go to www.nmlsconsumeraccess.org.