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Joel Holmes - Loan Officer | NMLS# 2664446 in Birmingham, AL

Joel Holmes

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Loan Officer | NMLS# 2664446

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Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve ... Show More
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Reviews from Web
  • Encompass
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    Jessica L F
    Attalla, AL
    Posted on October 4th, 2026 01:25 PM
    Taking the time to clarify any questions, kind when suggestions and answers differ--Joel made sure we did what was best for our family and our situation.
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    Joshua L F
    Attalla, AL
    Posted on October 4th, 2026 12:02 PM
    Joel was extremely helpful answering g my questions and making sure I understood and was aware of the process.
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    Joseph E
    Jacksonville, AL
    Posted on September 17th, 2026 01:00 PM
    Speed and professionalism. I told Joel I had to be out of the place I was living quickly and unexpectedly. From the start anything I needed help with or had questions for him he was right there to answer. The house buy itself was fast and everything...
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    Reply from Joel Holmes
    October 19th, 2026 01:39 PM
    I really appreciate the feedback and am looking forward to working with you again.
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    Katie C
    Mountain Brook, AL
    Posted on September 16th, 2026 02:16 PM
    Joel was the perfect balance between with communication- I always knew where we stood but never felt he was bombarding me. Five star service but I knew to expect that with Assurance! I would absolutely recommend Joel and the Assurance group....
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    Reply from Joel Holmes
    October 16th, 2026 02:16 PM
    I enjoyed working with you. Thanks for the great feedback.
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    Jo G
    Odenville, AL
    Posted on September 13th, 2026 05:34 PM
    Joel was wonderful to work with from start to finish. He was responsive, patient, and always willing to explain things clearly when I had questions. Buying a home while also selling another home and moving to a new state came with a lot of...
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    Reply from Joel Holmes
    October 13th, 2026 05:35 PM
    I enjoyed working with you. Thanks for the great feedback.
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    Kayla E
    Bessemer, AL
    Posted on September 11th, 2026 07:51 PM
    Joel was very attentive, caring, and determined to help me throughout my entire pre-approval process. I would recommend him to anyone!!
    Reply from Joel Holmes
    October 12th, 2026 01:19 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
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    John B J
    Calera, AL
    Posted on September 9th, 2026 01:21 PM
    Good communication and all questions answered
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    Damien D
    Alexandria, AL
    Posted on September 4th, 2026 01:00 PM
    He done an awesome job
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    Rochelle D
    Alexandria, AL
    Posted on September 1st, 2026 03:04 PM
    Joel Holmes himself made the experience GREAT!
    Reply from Joel Holmes
    October 1st, 2026 03:04 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
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    Donald R R
    Moody, AL
    Posted on August 28th, 2026 07:17 PM
    Joel and his team are amazing. They go to work right away, keep you informed on how the process is going. Very responsive with questions and concerns. I could not recommend a better group of people.
    Reply from Joel Holmes
    September 28th, 2026 03:34 PM
    I really appreciate the feedback and am looking forward to working with you again.
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    About
    Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we can fund a loan, we do it. We do it with care because we are The People People!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA RD Loans
    Jumbo Loans
    FTHB Loans
    Construction Loans
    Modular Homes Loans
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    Disclaimer
    Equal Housing Opportunity NMLS# 70876. For legal information, visit https://assurancemortgage.com/legal/. Find privacy policy at https://assurancemortgage.com/privacy-policy/. For licensing information, go to www.nmlsconsumeraccess.org.