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Joel Holmes - Loan Officer | NMLS# 2664446 in Birmingham, AL

Joel Holmes

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Loan Officer | NMLS# 2664446

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Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve ... Show More
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5 Star
99%
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1%
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Reviews from Web
  • Encompass
    J
    Janet M A
    Birmingham, AL
    Posted on April 2nd, 2026 03:54 PM
    Joel met us to sign papers. Very easy to work with
    Reply from Joel Holmes
    May 4th, 2026 05:51 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • Encompass
    J
    James W A
    Birmingham, AL
    Posted on April 1st, 2026 02:25 PM
    Answered all questions
    Reply from Joel Holmes
    May 1st, 2026 02:25 PM
    Thank you for the 5-Star review! I hope to be your trusted Loan Officer that you recommend to your friends and family!
  • Encompass
    J
    Jacob P
    Jacksonville, AL
    Posted on April 1st, 2026 01:53 PM
    This was not an easy deal and you make it seem easy.
    Reply from Joel Holmes
    May 1st, 2026 01:54 PM
    I really appreciate your feedback, and I hope to work with you again.
  • Encompass
    A
    Aubrey D S
    Bessemer, AL
    Posted on March 18th, 2026 01:01 PM
    Smooth process, professional
    Reply from Joel Holmes
    April 17th, 2026 01:22 PM
    It was great working with you. Thanks again for putting your trust in us.
  • Encompass
    A
    Amanda A
    Pell City, AL
    Posted on March 17th, 2026 12:13 AM
    Joel made this transaction seamless and quick. Highly recommend him and his services for future transactions. Amanda
    Reply from Joel Holmes
    April 16th, 2026 06:59 PM
    I really appreciate your feedback, and I hope to work with you again.
  • Encompass
    E
    Emma L H
    Pell City, AL
    Posted on March 12th, 2026 09:12 PM
    understanding and helpful
    Reply from Joel Holmes
    April 13th, 2026 01:49 PM
    I enjoyed working with you. Thanks for the great feedback.
  • Encompass
    M
    Matthew D
    Lincoln, AL
    Posted on March 5th, 2026 01:02 PM
    Very good communication Led me through the whole process step by step
    Reply from Joel Holmes
    April 6th, 2026 02:48 PM
    Thank you for the 5-Star review! I hope to be your trusted Loan Officer that you recommend to your friends and family!
  • Encompass
    S
    Sylvia B
    Lincoln, AL
    Posted on February 27th, 2026 01:21 PM
    Everything happened like it should and we had a successful closing.
    Reply from Joel Holmes
    March 30th, 2026 04:13 PM
    I really appreciate your feedback, and I hope to work with you again.
  • Encompass
    K
    Karl Z W
    Gadsden, AL
    Posted on February 27th, 2026 01:04 PM
    The patience joel and alex had was second to none. Joel was always there to answer any calls ir questions I had, even the theoretical ones. I have already recommended him and his team to family and will continue to do so.
    read more
    Reply from Joel Holmes
    March 30th, 2026 03:52 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • Encompass
    L
    Lunden E W
    Gadsden, AL
    Posted on February 24th, 2026 01:36 PM
    Joel made the buying a house process easy, he's the best
    Reply from Joel Holmes
    March 26th, 2026 01:36 PM
    It was great working with you. Thanks again for putting your trust in us.
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    About
    Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we can fund a loan, we do it. We do it with care because we are The People People!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA RD Loans
    Jumbo Loans
    FTHB Loans
    Construction Loans
    Modular Homes Loans
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    Disclaimer
    Equal Housing Opportunity NMLS# 70876. For legal information, visit https://assurancemortgage.com/legal/. Find privacy policy at https://assurancemortgage.com/privacy-policy/. For licensing information, go to www.nmlsconsumeraccess.org.