

Joe Wells
Sr. Loan Officer

We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage lo... Show More
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
Thanks for the quick and easy experience.
Thanks for the quick and easy experience.
All communication with Joe and questions that we had were handled quickly and completely. Seemed like the process flew by.
Thanks Joe!
Cicely Cook
All communication with Joe and questions that we had were handled quickly and completely. Seemed like the process flew by.
Thanks Joe!
Cicely Cook
Joe is a seasoned pro that simply just gets it done! I am a Mortgage Executive and run one of the largest lenders in the Industry, and I only trust Joe for my home loans!
Joe is a seasoned pro that simply just gets it done! I am a Mortgage Executive and run one of the largest lenders in the Industry, and I only trust Joe for my home loans!
Joe was always available to answer questions. Even if he had already answered them before, and I had many questions. Second time using Joe for our mortgage, and I will certainly do it again.
Joe was always available to answer questions. Even if he had already answered them before, and I had many questions. Second time using Joe for our mortgage, and I will certainly do it again.
Very quick to respond and knowledgeable.
Very quick to respond and knowledgeable.
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About
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
HELOC, Fix N Flip, Jumbo, Condotel, Non-Warrantable Condo, Non-QM
Conventional, VA, FHA, USDA, Jumbo, DSCR, Condotel, Non-Warrantable, NonQM, Bank statements, etc
Conventional, Jumbo, FHA, VA, USDA, DSCR, Investment, Bank Statements, Condos
Residential Lending
Residential lending, Conventional, FHA, VA, USDA, Condos, bank statements, DSCR, Non-QM
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Memberships
- Big Brothers Big Sisters
- CPAR, Bay County Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- 1040526
Achievements
- Top 1% of Mortgage Originators 2020
Hobbies
- Boating, Golf, Pickleball
- Boating, Golf, Pickleball, Cornhole, Beach, Skiing
- Boating, Beach, Pickleball, Golf
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Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719